309 E Elm St, Lodi, CA 95240 Property Records

San Joaquin County property record for 309 E Elm St, Lodi, CA 95240 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms1 Beds
Bathrooms1 Baths
Year BuiltBuilt 1928
Square Footage720 sqft Living Area
Lot Size3,120 sqft (0.071 acres)
OccupancyOwner Occupied
Last Sale$279,000 (2023)
Tax Bill$3,017.00 (2025)

Property Details

APN / Parcel Number

Primary APN043-088-200-000

Interior

Bedrooms1 Beds
Full Baths1 Baths
Building Area720 sqft Living Area
Stories1 Stories

Exterior

Year BuiltBuilt 1928
Architectural StyleOther Style
Construction TypeWood Construction
Lot Area3,120 sqft (0.071 acres)
Parking Spaces1 Parking Spaces
Garage TypeMixed Garage

Utilities and HVAC

Cooling SystemNone Cooling

Location & Zoning

Street Address309 E ELM ST
CityLODI
StateCA
Zip95240-2307
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCITY/MUNI/TWP:LODI SUBD:CITY OF LODI MAP REF:MB 043 PG 08
Legal SubdivisionCITY OF LODI
Legal Block41
Legal Lot Number7 8
JurisdictionSAN JOAQUIN CA
Minor Civil DivisionLODI
Census Blockgroup1
Census Block1010
Census Tract4502

Owner

Source: San Joaquin County records · APN 043-088-200-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address309 E ELM ST, LODI, CA 95240-2307
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 10, 2023Grant Deed, Transfer · Conventional Mortgage
OCMBC INC
Oct 13, 2017Deed of Trust, Mortgage · Conventional Mortgage
CATALYST MORTGAGE
Dec 13, 2017Deed of Trust, Mortgage · Line of Credit
TCF NATIONAL BANK
Oct 16, 2019Deed of Trust, Mortgage · Line of Credit
PATELCO CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 10, 2023 · Amount on Record
Deed SaleJul 10, 2023 · Amount on Record
Prior SaleApr 24, 2015 · Amount on Record
Deed Doc Number2023-053919
Record RefreshedJun 08, 2026

July 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateJul 10, 2023
Property Address309 E ELM ST, LODI, CA 95240-2307
Document Number0000053919
Map ReferenceVOL 2 PG 12
Instrument DateJul 03, 2023
Instrument2023-053919
Transaction TypeTransfer
Record UpdatedJul 21, 2023
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address309 E ELM ST, LODI, CA 95240-2307

Mortgage

Document Number0000053920
DateJul 10, 2023
Instrument2023-053920
Lender
NameOCMBC INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2053

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address309 E ELM ST, LODI, CA 95240-2307
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyNORTH AMERICAN TITLE CONCORD

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000119098
DateOct 13, 2017
Instrument2017-119098
Lender
NameCATALYST MORTGAGE
TypeMortgage Company
AddressSACRAMENTO, CA 95815
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2047

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address309 E ELM ST, LODI, CA 95240-2307
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000145382
DateDec 13, 2017
Instrument2017-145382
Lender
NameTCF NATIONAL BANK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 23, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address309 E ELM ST, LODI, CA 95240-2307
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyNATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000118251
DateOct 16, 2019
Instrument2019-118251
Lender
NamePATELCO CU
TypeCredit Union
AddressPLEASANTON, CA 94588
Agreement
TypeLine of Credit
AmountAmount Recorded
Term302 Months
DueNov 30, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityLodi City
Unified School DistrictLodi Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2025$3,017.00 (+117.52%) Homeowner's exemption$284,580 (+123.96%) Land $86,700 Building $197,880
2023$1,387.00 (+2.21%)$127,066 Land $51,981 Building $75,085
2022$1,357.00

Flood & Wildfire

309 E Elm St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · San Joaquin County (06077C), updated September 27, 2026

FEMA Flood ZoneZone X
moderate flood hazard · within the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on E Elm St

Nearby Streets

Search Property Records by Address or Parcel Number