Kossuth County property record for 309 E Elm St, Algona, IA 50511
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,316 sqft · built 1956 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $62,000 (Apr 2011) |
| Tax Bill | $2,062 (2025) |
| Deeds & Mortgages | Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-02-401-010 |
| Primary APN | 22-02-401-010 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,316 sqft Living Area |
| Basement Area | 1,064 sqft |
| Finished Basement | 266 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Mixed |
| Garage Area | 240 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 220 sqft |
| Patio Area | 156 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 309 E ELM ST |
|---|---|
| City | ALGONA |
| State | IA |
| Zip | 50511-1512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 1/2 OF LOT 8 BLK 277 CALLS ADD |
| Legal Subdivision | CALLS ADDITION TO ALGONA |
| Legal Block | 277 |
| Legal Lot Number | 8 |
| Jurisdiction | KOSSUTH IA |
| Township / Civil Division | ALGONA |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 950400 |
309 E Elm St is owned and occupied by an individual who bought it in April 2011.
Source: Kossuth County records, as of September 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 309 E ELM ST, ALGONA, IA 50511-1512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 29, 2011 · Amount on File |
| Deed Sale | Apr 29, 2011 · Amount on File |
| Prior Sale | Jun 2, 2009 · Amount on File |
| Deed Document Number | 20111296 |
| Deed Book / Page | 2011 / 1296 |
| Prior Transfer Date | Nov 2, 2010 |
| Prior Transfer Doc | 2010/3506 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KOSSUTH IA |
| Property Address | 309 E ELM ST, ALGONA, IA 50511-1512 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002018/0000000945 |
|---|---|
| Date | Apr 3, 2018 |
| Book Page | 0000002018/0000000945 |
| Instrument | 000000000945 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 357 Months |
| Due | Jan 1, 2048 |
The 2025 property tax bill for 309 E Elm St was $2,062 with a homeowner's exemption, up 8% from the year before.
Source: Kossuth County assessment roll, as of October 9, 2025
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Algona City |
| County | Kossuth County |
| Unified School District | Algona Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,062.00 (+7.96%) Homeowner's exemption | $141,512 Land $16,500 Building $125,012 | |
| 2024 | $1,910.00 | ||
| 2023 | $124,810 Land $14,850 Building $109,960 | $124,810 Land $14,850 Building $109,960 | |
| 2021 | $1,974.00 | $141,512 Land $16,500 Building $125,012 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 309 E Elm St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 19, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 309 E Elm St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALGONA MUNICIPAL UTILITIES serves 5,487 people · EPA ID IA5502015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Algona Municipal Utilities Cable · Fiber in parts of the area | 150 / 25 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Nextlink, T-Mobile.
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