Vernon County property record for 309 E Decker St, Viroqua, WI 54665
| Property Type | Single Family Home |
|---|---|
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,852 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Feb 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 286-01090-0000 |
| Primary APN | 286-01090-0000 |
|---|---|
| Alternative APN |
|
| Street Address | 309 E DECKER ST |
|---|---|
| City | VIROQUA |
| State | WI |
| Zip | 54665-1645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VIROQUA OUTLOTS SEC 32 E 12 OF LOT 1 BEING 4 RDS X 8 RD & INC TINKERS ADD N 9 LOTS 1 & 2, BLK 1 |
| Legal Subdivision | VIROQUA OUTLOTS |
| Legal Block | 1 |
| Legal Lot Number | 1-2 |
| Jurisdiction | VERNON WI |
| Township / Civil Division | VIROQUA |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 960400 |
Source: Vernon County records, as of February 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 309 E DECKER ST, VIROQUA, WI 54665-1645 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS FIRST BANK INC |
| Feb 21, 2020 | Deed of Trust, Mortgage · Line of Credit CITIZENS FIRST BANK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VERNON WI |
| Property Address | 309 E DECKER ST, VIROQUA, WI 54665-1645 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 519153 |
|---|---|
| Date | Feb 12, 2021 |
| Instrument | 519153 |
| Name | CITIZENS FIRST BANK INC |
|---|---|
| Type | Bank |
| Address | VIROQUA, WI 54665 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VERNON WI |
| Property Address | 309 E DECKER ST, VIROQUA, WI 54665-1645 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 512138 |
|---|---|
| Date | Feb 21, 2020 |
| Instrument | 512138 |
| Name | CITIZENS FIRST BANK INC |
|---|---|
| Type | Bank |
| Address | VIROQUA, WI 54665 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Vernon County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Vernon County |
| Municipality | Viroqua City |
| Unified School District | Viroqua Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,852.00 (+49.71%) Homeowner's exemption | $192,800 (+93.77%) Land $27,500 Building $165,300 | $191,900 (+55.38%) |
| 2023 | $1,905.00 Homeowner's exemption | $99,500 Land $17,900 Building $81,600 | $123,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VIROQUA WATERWORKS serves 4,362 people · EPA ID WI6630263 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vernon Communications Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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