309 E Cross St, Anderson, IN 46012 Property Records

Madison County property record for 309 E Cross St, Anderson, IN 46012

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,594 sqft · built 1929
Lot Size	0.463 acres (20,168 sqft)
Owner	Individual Name on Record
Last Sale	$134,200 (Dec 2016)
Tax Bill	$1,512 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`18-1126-2-03`

Property Details

APN / Parcel Number

Primary APN	`18-1126-2-03`
Alternative APNs	`48-11-01-101-007.000-003` `00001154022`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,594 sqft Living Area
1st Floor Area	1,594 sqft
Basement Area	1,071 sqft
Unfinished Basement	1,071 sqft

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1956
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	20,168 sqft (0.463 acres)
Lot Dimensions	190 ft deep x 108 ft wide
Garage Type	Basement
Garage Area	286 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	138 sqft
Deck Area	120 sqft
Patio Area	750 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001154022
Street Address	309 E CROSS ST
City	ANDERSON
State	IN
Zip	46012-1718
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE PLAT 202 0.4630ACRES STR: 01197 SECTION: PLAT: 00 IN: OUT:
Legal Subdivision	PT NE PLACE 202
Jurisdiction	MADISON IN
Township / Civil Division	ANDERSON
Census Block Group	3
Census Block	3000
Census Tract	1400

Owner

Source: Madison County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	309 E CROSS ST, ANDERSON, IN 46012-1718
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Apr 30, 2024	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2016 · Amount on Record
Deed Sale	Dec 6, 2016 · Amount on Record
Prior Sale	Nov 14, 2013 · Amount on Record
Deed Document Number	201616739
Last Transfer Date	Apr 30, 2024
Transfer Doc	2024R05665
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Recording Date	Apr 6, 2026
Property Address	309 E CROSS ST, ANDERSON, IN 46012-1718
Document Number	0000004935
Instrument Date	Apr 1, 2026
Instrument	20264935
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 E CROSS ST, ANDERSON, IN 46012-1718

Mortgage

Document Number	0000004935,
Date	Apr 6, 2026
Instrument	20264935

Lender

Name	NEWREZ LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MADISON IN
Recording Date	Apr 30, 2024
Property Address	309 E CROSS ST, ANDERSON, IN 46012-1718
Document Number	2024R05665
Instrument Date	Apr 30, 2024
Instrument	2024R05665
Transaction Type	Transfer
Record Updated	May 16, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 E CROSS ST, ANDERSON, IN 46012-1718

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Anderson City
County	Madison County
County Subdivision	Anderson Township
Unified School District	Anderson Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,512.00 (-0.79%) Homeowner's exemption	$152,900 (+19.45%) Land $23,700 Building $129,200	$152,900 (+19.45%) Land $23,700 Building $129,200
2024	$1,524.00 (+9.01%)
2023		$128,000 (+0.16%) Land $22,600 Building $105,400	$128,000 (+0.16%) Land $22,600 Building $105,400
2022	$1,398.00 Homeowner's exemption	$127,800 Land $21,400 Building $106,400	$127,800 Land $21,400 Building $106,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDERSON WATER DEPARTMENT serves 55,212 people · EPA ID IN5248002
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2024
Treatment and Procedure	Corrosion control Jan 2026
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: BridgeMAXX Suncoast Broadband, Mercury Fiber, Verizon.

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