309 E Cherry St, Monticello, IA 52310 Property Records

Jones County property record for 309 E Cherry St, Monticello, IA 52310

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,148 sqft · built 1920
Lot Size	0.239 acres (10,400 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Feb 2025)
Tax Bill	$2,178 (2026)
Deeds & Mortgages	Feb 2025 Sale & Mortgage Jul 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0222355013`

Property Details

APN / Parcel Number

Primary APN	`0222355013`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,148 sqft Living Area
1st Floor Area	384 sqft
Basement Area	692 sqft
Unfinished Basement	692 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Metal
Lot Area	10,400 sqft (0.239 acres)
Lot Dimensions	160 ft deep x 65 ft wide
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	272 sqft
Deck Area	140 sqft
Patio Area	392 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	309 E CHERRY ST
City	MONTICELLO
State	IA
Zip	52310-1542
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TURCKS ADD S 1/2 LOT 10
Legal Subdivision	TURCKS
Legal Lot Number	10
Jurisdiction	JONES IA
Township / Civil Division	LOVELL
Census Block Group	4
Census Block	4022
Census Tract	70600

Owner

Source: Jones County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	309 E CHERRY ST, MONTICELLO, IA 52310-1542
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2025	Warranty Deed, Transfer · Conventional Mortgage OHNWARD BANK & TRUST CO
Jul 5, 2022	Warranty Deed, Transfer
Mar 16, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage IOWA BANKERS MORTGAGE CORPORATION
Jul 17, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2025 · Amount on Record
Deed Sale	Feb 25, 2025 · Amount on Record
Prior Sale	Mar 16, 2020 · Amount on Record
Deed Document Number	2025423
Record Updated	Oct 29, 2026

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JONES IA
Recording Date	Feb 25, 2025
Property Address	309 E CHERRY ST, MONTICELLO, IA 52310-1542
Document Number	0020250423
Instrument Date	Feb 11, 2025
Instrument	2025-0423
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$215.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 E CHERRY ST, MONTICELLO, IA 52310-1542

Mortgage

Document Number	0020250424
Date	Feb 25, 2025
Instrument	2025-0424

Lender

Name	OHNWARD BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	85 Months
Due	Mar 1, 2032

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JONES IA
Recording Date	Jul 5, 2022
Property Address	309 E CHERRY ST, MONTICELLO, IA 52310-1542
Document Number	0020221981
Instrument Date	Jun 27, 2022
Instrument	2022-1981
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Amount	Amount Recorded
Tax	$95.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	318 E 3RD ST, MONTICELLO, IA 52310-1537

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JONES IA
Recording Date	Mar 16, 2020
Property Address	309 E CHERRY ST, MONTICELLO, IA 52310-1542
Document Number	0020200676
Instrument Date	Mar 5, 2020
Instrument	2020-0676
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020200677
Date	Mar 16, 2020
Instrument	2020-0677

Lender

Name	IOWA BANKERS MORTGAGE CORPORATION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JONES IA
Recording Date	Jul 17, 2017
Property Address	309 E CHERRY ST, MONTICELLO, IA 52310-1542
Document Number	0020171885
Instrument Date	Jul 15, 2017
Instrument	2017-1885
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3827 EAGLE RD NE, SOLON, IA 52333-8975

Tax Assessment & Valuation

Source: Jones County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Jones County
Municipality	Monticello City
Unified School District	Monticello Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,178.00	$126,750 (-) Land $14,430 Building $112,320	$126,750 (-) Land $14,430 Building $112,320
2025	$2,178.00 (+11.35%) Homeowner's exemption	$126,750 (+10.24%) Land $14,430 Building $112,320	$126,750 (+10.24%) Land $14,430 Building $112,320
2024	$1,956.00 (+6.42%)
2023		$114,980 (+20.96%) Land $14,430 Building $100,550	$114,980 (+20.96%) Land $14,430 Building $100,550
2022	$1,838.00 Homeowner's exemption	$95,060 Land $14,430 Building $80,630
2021			$95,060 Land $14,430 Building $80,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2010–2013)
Most Recent Claim	Jun 2013 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTICELLO WATER SUPPLY serves 4,040 people · EPA ID IA5343098
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cascade Communications Fiber	1,000 / 1,000
Comelec Internet Services Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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