309 E Cherry St, Kissimmee, FL 34744 Property Records

Osceola County property record for 309 E Cherry St, Kissimmee, FL 34744

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,180 sqft · built 1925
Lot Size	0.119 acres (5,227 sqft)
Owner	Individual on Record
Last Sale	$129,000 (Aug 2017)
Tax Bill	$1,379 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48385`

Property Details

APN / Parcel Number

Primary APN	`48385`
Alternative APN	`222529105000030060`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,180 sqft Heated Area
Gross Area	1,598 sqft
1st Floor Area	903 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1998
Exterior Material	Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,227 sqft (0.119 acres)
Lot Dimensions	83 ft deep x 68 ft wide
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Porch Area	277 sqft
Deck Area	112 sqft
Patio Area	187 sqft
Fence	Fence
Shed	1 Shed
Shed Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	48385
Street Address	309 E CHERRY ST
City	KISSIMMEE
State	FL
Zip	34744-4225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	KB5
Legal Description	R BASS ADDN BLK 3 E 25 FT OF W 33 FT OF S 99.38 FT OF LOT 5 & E 33 FT OF S 66 FT OF LOT 5 & W 10 FT OF S 66 FT OF LOT 6
Legal Range	29E
Legal Township	25S
Legal Section	22
Legal Subdivision	VINE ST
Legal Tract	1050
Legal Block	3
Legal Lot Number	5-6
Jurisdiction	OSCEOLA FL
Township / Civil Division	KISSIMMEE
Census Block Group	1
Census Block	1014
Census Tract	41600

Owner

Source: Osceola County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	309 E CHERRY ST, KISSIMMEE, FL 34744-4225
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Aug 3, 2017	Warranty Deed, Transfer · FHA Mortgage THE FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2017 · Amount on Record
Deed Sale	Aug 3, 2017 · Amount on Record
Prior Sale	Nov 24, 2015 · Amount on Record
Deed Document Number	2017112376
Deed Book / Page	5189 / 0089
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	309 E CHERRY ST, KISSIMMEE, FL 34744-4225
Transaction Type	Mortgage
Record Updated	Mar 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 E CHERRY ST, KISSIMMEE, FL 34744-4225

Mortgage

Document Number	0061572751
Date	Feb 24, 2022
Book Page	6157/2751
Instrument	2022030627

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 3, 2017
Property Address	309 E CHERRY ST, KISSIMMEE, FL 34744-4225
Document Number	0051890089
Book / Page	5189 / 0089
Instrument Date	Jul 27, 2017
Instrument	2017112376
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	INFINITY TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$903.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2182 MALLARD CREEK CIR, 2182, KISSIMMEE, FL 34743-3534

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 E CHERRY ST, KISSIMMEE, FL 34744-4225

Mortgage

Document Number	0051890090
Date	Aug 3, 2017
Instrument	5189/0090

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	Kissimmee City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,379.00 (+25.59%) Homeowner's exemption	$110,887 (+5.99%)	$197,200 (+5.17%) Land $76,200 Building $121,000
2023	$1,098.00 (+4.97%) Homeowner's exemption	$104,624 (+3%)	$187,500 (+18.37%) Land $69,400 Building $118,100
2022	$1,046.00 Homeowner's exemption	$101,577	$158,400 Land $57,800 Building $100,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (1987–1994)
Most Recent Claim	Nov 1994 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Nearby Properties on E Cherry St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures