309 E Chapel St, Santa Maria, CA 93454 Property Records

Santa Barbara County property record for 309 E Chapel St, Santa Maria, CA 93454

Property Summary

Property TypeVehicle Sales & Rentals
Lot Size0.33 acres (14,375 sqft)
OwnerCompany Name on File
Last Sale$700,000 (Jan 2007)
Tax Bill$13,710 (2025)
Deeds & MortgagesJun 2019 Mortgage
Jun 2019 Line of Credit
+ 2 more
Flood ZoneZone X (moderate risk)
APN121-225-006

Property Details

APN / Parcel Number

Primary APN121-225-006
Alternative APN
  • 12122506

Exterior

Lot Area14,375 sqft (0.33 acres)

Location & Zoning

Street Address309 E CHAPEL ST
CitySANTA MARIA
StateCA
Zip93454
Property CategoryCommercial
Property TypeCommercial > Retail > Vehicle Sales & Rentals
Legal DescriptionMILLERS DIV LOTS 5 TO
Legal SubdivisionMILLERS
Legal Block4
Legal Lot Number42863
JurisdictionSANTA BARBARA CA
Township / Civil DivisionSANTA MARIA
Census Block Group3
Census Block3029
Census Tract2206

Owner

309 E Chapel St, a commercial property, is owned by a company that bought it in January 2007.

Source: Santa Barbara County records, as of July 8, 2026

Owner of RecordCompany Name on File
Mailing Address1610 ROWLAND DR, SANTA MARIA, CA 93454-3471
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 27, 2019Deed of Trust, Mortgage
COASTHILLS CU
Jun 27, 2019Deed of Trust, Mortgage · Line of Credit
COASTHILLS CU
Jan 31, 2019Loan Modification, Mortgage
COASTHILLS CU
Dec 29, 2017Trustee's Deed, Construction Loan · Line of Credit
COASTHILLS CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 18, 2007 · Amount on File
Deed SaleJan 18, 2007 · Amount on File
Prior SaleJan 7, 2000 · Amount on File
Deed Document Number20073833
Prior Transfer DateApr 8, 1997
Prior Transfer Doc0000021723
Record UpdatedOct 29, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA BARBARA CA
Property Address309 E CHAPEL ST, SANTA MARIA, CA 93454
Document Number0000027484
Instrument DateJun 27, 2019
Transaction TypeMortgage
Record UpdatedJul 18, 2019
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1644 ROWLAND DR SANTA MARIA CA 934543471, SANTA MARIA, CA 93454-3471

Mortgage

Document Number0000027484
DateJul 2, 2019
Instrument27484
Lender
NameCOASTHILLS CU
AddressLOMPOC, CA 93436
Agreement
AmountAmount on Record

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA BARBARA CA
Property Address309 E CHAPEL ST, SANTA MARIA, CA 93454
Document Number0000027482
Instrument DateJun 27, 2019
Transaction TypeMortgage
Record UpdatedJul 18, 2019
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1644 ROWLAND DR SANTA MARIA CA 934543471, SANTA MARIA, CA 93454-3471

Mortgage

Document Number0000027482
DateJul 2, 2019
Instrument27482
Lender
NameCOASTHILLS CU
AddressLOMPOC, CA 93436
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueJul 1, 2034
Interest
Rate TypeAdjustable Rate

January 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSANTA BARBARA CA
Property Address309 E CHAPEL ST, SANTA MARIA, CA 93454
Document Number0000004180
Instrument DateJan 31, 2019
Transaction TypeMortgage
Record UpdatedFeb 12, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1644 ROWLAND DR SANTA MARIA CA 934543471, SANTA MARIA, CA 93454-3471

Mortgage

Document Number0000004180
DateFeb 1, 2019
Instrument4180
Lender
NameCOASTHILLS CU
AddressLOMPOC, CA 93436
Agreement
AmountAmount on Record

December 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionSANTA BARBARA CA
Recording DateDec 29, 2017
Property Address309 E CHAPEL ST, SANTA MARIA, CA 93454
Instrument DateDec 27, 2017
Instrument63289
Transaction TypeConstruction Loan
Record UpdatedJan 23, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1644 ROWLAND DR SANTA MARIA CA 934543471, SANTA MARIA, CA 93454-3471

Mortgage

Document Number0000063289
DateDec 29, 2017
Instrument63289
Lender
NameCOASTHILLS CU
AddressLOMPOC, CA 93436
Agreement
TypeLine of Credit
AmountAmount on Record
Term24 Months
DueDec 28, 2019
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 309 E Chapel St was $13,710, up 2.2% from the year before.

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Barbara County
MunicipalitySanta Maria City
Elementary School DistrictSanta Maria-Bonita Elementary School District (KG - 08)
Secondary School DistrictSanta Maria Joint Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$792,280 (-30.97%) Land $322,320 Building $469,960
2025$13,710.00 (+2.15%)$1,147,790 Land $316,000 Building $831,790
2024$13,421.00 (+1.26%)
2023$13,254.00 (+4.91%)$1,139,930 Land $287,000 Building $852,930
2022$12,634.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 309 E Chapel St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 309 E Chapel St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SANTA MARIA UTILITIES DEPARTMENT
serves 112,208 people · EPA ID CA4210011
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 632 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Astound Broadband, AT&T, Ranch Wifi, Surfnet Communications, Verizon.

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