Muskogee County property record for 309 E Cedar, Fort Gibson, OK 74434
| Property Type | Residential Vacant Land |
|---|---|
| Details | 3 bd · 1,433 sqft · built 2025 |
| Lot Size | 0.258 acres (11,256 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $250,000 (Jan 2025) |
| Tax Bill | $137 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Jan 2025 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 510056461 |
| Primary APN | 510056461 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,432 sqft Living Area |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Lot Area | 11,256 sqft (0.258 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Account Number | 510056461 |
|---|---|
| Street Address | 309 E CEDAR |
| City | FORT GIBSON |
| State | OK |
| Zip | 74434-8766 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | WALNUT ESTATES EAST PHASE II LOT 20 |
| Legal Range | 19E |
| Legal Township | 15N |
| Legal Section | 12 |
| Legal Subdivision | WALNUT ESTATES EAST |
| Legal Phase | II |
| Legal Lot Number | 20 |
| Jurisdiction | MUSKOGEE OK |
| Township / Civil Division | MUSKOGEE |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 1401 |
Source: Muskogee County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 309 E CEDAR, FORT GIBSON, OK 74434-8766 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FUNDING |
| Jan 13, 2025 | Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 13, 2025 · Amount on Record |
| Deed Sale | Jan 13, 2025 · Amount on Record |
| Deed Document Number | 2025300 |
| Deed Book / Page | 4938 / 520 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUSKOGEE OK |
| Recording Date | Jun 24, 2026 |
| Property Address | 309 E CEDAR, FORT GIBSON, OK 74434-8766 |
| Document Number | 0000006770 |
| Book / Page | 5027 / 742 |
| Instrument Date | Jun 17, 2026 |
| Instrument | 20266770 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Address | 309 E CEDAR, FORT GIBSON, OK 74434-8766 |
| Document Number | 0000006770, |
|---|---|
| Date | Jun 24, 2026 |
| Book Page | 5027/742 |
| Instrument | 20266770 |
| Name | NEW AMERICAN FUNDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MUSKOGEE OK |
| Recording Date | Jan 13, 2025 |
| Property Address | 309 E CEDAR, FORT GIBSON, OK 74434-8766 |
| Document Number | 0000000300 |
| Book / Page | 4938 / 520 |
| Instrument Date | Jan 9, 2025 |
| Instrument | 2025-000300 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2026 |
| Title Company | PIONEER ABSTRACT AND TITLE COMPANY INC, PIONEER ABSTRACT & TTL CO OF |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $375.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 309 E CEDAR ST, FORT GIBSON, OK 74434-8766 |
| Document Number | 0000000301 |
|---|---|
| Date | Jan 13, 2025 |
| Instrument | 2025-000301 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2055 |
Source: Muskogee County assessment roll, as of March 9, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Muskogee County |
| Municipality | Fort Gibson Town |
| Unified School District | Fort Gibson Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $27,500 (+458,233.33%) Land $1,548 Building $25,952 | $250,000 (+1,676.83%) Land $14,070 Building $235,930 | |
| 2025 | $137.00 | $6 (-) Land $6 | |
| 2024 | $6 (-) Land $6 | $14,070 (+25,955.56%) Land $14,070 | |
| 2023 | $1.00 | $6 Land $6 | $54 Land $54 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 3 (2019) |
| Most Recent Claim | May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 87% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FORT GIBSON serves 4,700 people · EPA ID OK1021622 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2018 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lake Region Technology & Communications Fiber | 2,500 / 2,500 |
| Vyve Broadband Cable | 1,000 / 50 |
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