Cape May County and Lower Township property record for 309 E Atlantic Ave, Villas, NJ 08251
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 1,140 sqft · built 1958 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $57,500 (Aug 2012) |
| Deeds & Mortgages | Mar 2023 Line of Credit |
| APN | 05-00095-0000-00063 |
| Primary APN | 05-00095-0000-00063 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,140 sqft Total Area |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 10,001 sqft (0.23 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Street Address | 309 E ATLANTIC AVE |
|---|---|
| City | VILLAS |
| State | NJ |
| Zip | 08251-2608 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | R-3 |
| Legal Description | L64-66 |
| Legal Subdivision | WILDWOOD VILLAS SEC 01 |
| Legal Block | 95 |
| Legal Lot Number | 63 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | LOWER |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 21804 |
309 E Atlantic Ave is owned by two individuals who bought it in August 2012.
Source: Cape May County and Lower Township records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 309 E ATLANTIC AVE, VILLAS, NJ 08251-2608 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 17, 2012 · Amount on File |
| Deed Sale | Aug 17, 2012 · Amount on File |
| Deed Document Number | 2012273 |
| Deed Book / Page | 3504 / 497 |
| Prior Transfer Date | Aug 8, 2012 |
| Prior Transfer Doc | 0000000273 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 309 E ATLANTIC AVE, VILLAS, NJ 08251-2608 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000006806 |
|---|---|
| Date | Mar 30, 2023 |
| Book Page | M6635/705 |
| Instrument | 2023006806 |
| Name | CREST SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Apr 1, 2048 |
Source: Cape May County and Lower Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| County Subdivision | Lower Township |
| Secondary School District | Lower Cape May Regional School District (07 - 12) |
| Elementary School District | Lower Township School District (KG - 06) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $160,500 (-) Land $90,000 Building $70,500 | $160,500 (-) Land $90,000 Building $70,500 |
| 2025 | $160,500 Land $90,000 Building $70,500 | $160,500 Land $90,000 Building $70,500 |
| 2023 | $160,500 Land $90,000 Building $70,500 | $160,500 Land $90,000 Building $70,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 309 E Atlantic Ave; there have been 22 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 111 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 111 in force |
| Nearby Flood Claims | 22 (1979–2024) |
| Claims Outside the SFHA | 3 of 22 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 309 E Atlantic Ave is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 54% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWER TWP MUA serves 12,416 people · EPA ID NJ0505002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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