309 E 5th St, Unit 308, Des Moines, IA 50309 Property Records

Polk County property record for 309 E 5th St, Unit 308, Des Moines, IA 50309

Property Summary

Property TypeCondominium
Details1 bd · 1 ba · 827 sqft · built 2008
OwnerIndividual Name on File
Last Sale$180,000 (Jun 2022)
Tax Bill$3,846 (2024)
Deeds & MortgagesJun 2022 Sale & Mortgage
Oct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN7824-03-339-012

Property Details

APN / Parcel Number

Primary APN7824-03-339-012
Alternative APN
  • 040/01710-012-000

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms2 Rooms
Stories1 Story
Building Area827 sqft Living Area
1st Floor Area827 sqft

Exterior

Year BuiltBuilt 2008
Exterior MaterialBrick Veneer
Construction TypeBrick

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Street Address309 E 5TH ST UNIT 308, 308
CityDES MOINES
StateIA
Zip50309-1978
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT 308 E5W
Legal SubdivisionE5W
JurisdictionPOLK IA
Township / Civil DivisionLEE
Census Block Group1
Census Block1034
Census Tract5102

Owner

309 E 5th St, Unit 308 is owned and occupied by an individual who bought it in June 2022.

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address309 E 5TH ST UNIT 308, 308, DES MOINES, IA 50309-1978
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 13, 2022Warranty Deed, Transfer · Conventional Mortgage
GERSHMAN INVESTMENT CORP
Oct 22, 2019Deed of Trust, Mortgage · Conventional with PMI
GREENSTATE CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 13, 2022 · Amount on File
Deed SaleJun 13, 2022 · Amount on File
Prior SaleJun 27, 2014 · Amount on File
Deed Document Number2022-00048214
Deed Book / Page19150 / 298
Record UpdatedJun 8, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK IA
Recording DateJun 13, 2022
Property Address309 E 5TH ST UNIT 308, 308, DES MOINES, IA 50309-1978
Document Number0000048214
Book / Page19150 / 298
Map ReferenceMB 12776 PG 296
Instrument DateJun 8, 2022
Instrument2022-00048214
Transaction TypeTransfer
Record UpdatedOct 16, 2025

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$287.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address309 E 5TH ST UNIT 308, 308, DES MOINES, IA 50309-1978

Mortgage

Document Number0000048216
DateJun 13, 2022
Instrument2022-00048216
Lender
NameGERSHMAN INVESTMENT CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2052

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK IA
Property Address309 E 5TH ST UNIT 308, 308, DES MOINES, IA 50309-1978
Document Number0000039461
Instrument DateOct 22, 2019
Transaction TypeMortgage
Record UpdatedDec 23, 2019
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address309 E 5TH ST #406 DES MOINES IA 503091980, 406, DES MOINES, IA 50309-1980

Mortgage

Document Number0000039461
DateOct 30, 2019
Book Page017567/000807
Instrument39461
Lender
NameGREENSTATE CU
AddressNORTH LIBERTY, IA 52317
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueOct 29, 2049

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyPolk County
MunicipalityDes Moines City
Unified School DistrictDes Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$182,000 Land $4,000 Building $178,000$182,000 Land $4,000 Building $178,000
2024$3,846.00
2023$191,600 Land $4,200 Building $187,400$191,600 Land $4,200 Building $187,400
2020$4,018.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 309 E 5th St, Unit 308 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 13 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims2 (2008)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 309 E 5th St, Unit 308 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDES MOINES WATER WORKS
serves 246,055 people · EPA ID IA7727031
Water SourcePurchased surface water from CIWW (DMWW)
Last State InspectionMay 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · May 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
2,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: CenturyLink, Google Fiber, ICS Advanced Technologies, Metronet, Vero Fiber.

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