309 E 5th St, Lester, IA 51242 Property Records

Lyon County property record for 309 E 5th St, Lester, IA 51242

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,038 sqft · built 1996
Lot Size	0.298 acres (13,000 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Dec 2005)
Tax Bill	$4,494 (2024)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`370000012700000`

Property Details

APN / Parcel Number

Primary APN	`370000012700000`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,038 sqft Living Area
1st Floor Area	1,828 sqft
Basement Area	1,828 sqft
Finished Basement	1,700 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,000 sqft (0.298 acres)
Lot Dimensions	130 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	24 sqft
Deck Area	15 sqft
Patio Area	462 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	309 E 5TH ST
City	LESTER
State	IA
Zip	51242-7720
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE-FAMILY DWELLINGS
Legal Description	F & D SUBDIV LOT 4
Legal Lot Number	4
Jurisdiction	LYON IA
Township / Civil Division	LARCHWOOD
Census Block Group	1
Census Block	1054
Census Tract	950300

Owner

Source: Lyon County records · APN 370000012700000

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	309 E 5TH ST, LESTER, IA 51242-7720
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 16, 2005 · Amount on Record
Deed Sale	Dec 16, 2005 · Amount on Record
Deed Document Number	2005 3185
Deed Book / Page	2005 / 3185
Record Updated	Jun 08, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON IA
Property Address	309 E 5TH ST, LESTER, IA 51242-7720
Transaction Type	Mortgage
Record Updated	Jan 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/2933
Date	Oct 13, 2020
Book Page	2020/2933
Instrument	2020 2933

Lender

Name	AMERICAN STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 01, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lyon County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Lyon County
Municipality	Lester City
Unified School District	West Lyon Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$439,100 (+21.29%) Land $14,400 Building $424,700	$439,100 (+21.29%) Land $14,400 Building $424,700
2024	$4,494.00 (+40.09%)
2023		$362,020 (+32.29%) Land $14,400 Building $347,620	$362,020 (+32.29%) Land $14,400 Building $347,620
2022	$3,208.00 Homeowner's exemption	$273,660 Land $14,400 Building $259,260
2021			$273,660 Land $14,400 Building $259,260

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 23, 2021 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Alliance Communications Cooperative Fiber	1,000 / 1,000

May also be available: Verizon.

Based on FCC filings for 128 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E 5th St

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