309 E 55th St, Ocean City, NJ 08226 Property Records

Cape May County and Ocean City property record for 309 E 55th St, Ocean City, NJ 08226

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Lot Size	0.08 acres (3,498 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,330 (2024)
Deeds & Mortgages	May 2020 Sale
Flood Zone	Zone AE (high risk)
APN	`08-05403-0000-00020-01`

Property Details

APN / Parcel Number

Primary APN	`08-05403-0000-00020-01`
Alternative APN	`08054030000000200001`

Interior

Stories	1 Story

Exterior

Construction Type	Frame
Lot Area	3,498 sqft (0.08 acres)
Lot Dimensions	70 ft deep x 50 ft wide

Location & Zoning

Street Address	309 E 55TH ST
City	OCEAN CITY
State	NJ
Zip	08226-1217
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	ADDITIONAL LOTS: OB5403 L599B
Legal Block	5403
Legal Lot Number	20.1
Jurisdiction	CAPE MAY NJ
Township / Civil Division	OCEAN CITY
Census Block Group	1
Census Block	1034
Census Tract	20205

Owner

309 E 55th St, a commercial property, is owned by two individuals who acquired it in December 2012.

Source: Cape May County and Ocean City records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3006 DOEG INDIAN CT, ALEXANDRIA, VA 22309-2213
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 15, 2012
Transfer Doc	0000000156
Record Updated	Sep 20, 2026

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAPE MAY NJ
Recording Date	May 11, 2020
Property Address	309 E 55TH ST, OCEAN CITY, NJ 08226-1217
Document Number	0039120661
Book / Page	003912 / 000661
Instrument Date	Dec 3, 2019
Instrument	13836
Transaction Type	Transfer
Record Updated	Jul 3, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3006 DOEG INDIAN CT FAIRFAX STATION VA 22039, FAIRFAX STATION, VA 22039

Tax Assessment & Valuation

Source: Cape May County and Ocean City assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
Municipality	Ocean City
Unified School District	Ocean City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$475,100 (-) Land $436,800 Building $38,300	$475,100 (-) Land $436,800 Building $38,300
2025		$475,100 Land $436,800 Building $38,300	$475,100 Land $436,800 Building $38,300
2024	$5,330.00
2023		$475,100 Land $436,800 Building $38,300	$475,100 Land $436,800 Building $38,300
2022	$4,888.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 309 E 55th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 325 individual policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	996 units insured incl. 671 condo units
Nearby Flood Claims	677 (1979–2018)
Claims Outside the SFHA	8 of 677
Most Recent Claim	Oct 2018 · tidal / storm surge
Claims by Event	Hurricane Sandy, Nov 2012 · 472 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 57 claims Coastal Storms & Flooding, Mar 1984 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 E 55th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - OCEAN CITY private · serves 127,000 people · EPA ID NJ0508001
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 671 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20