309 E 2nd St, Everly, IA 51338 Property Records

Clay County property record for 309 E 2nd St, Everly, IA 51338 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1996
Square Footage1,549 sqft Living Area
Lot Size8,520 sqft (0.196 acres)
OccupancyOwner Occupied
Last Sale$159,000 (2026)
Tax Bill$2,484.00 (2025)

Owner

Source: Clay County records · APN 963803334011

Assessment roll updated September 30, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address309 E 2ND ST, EVERLY, IA 51338-7780
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 20, 2026Warranty Deed, Transfer · Conventional Mortgage
FLANAGAN STATE BANK
Oct 12, 2018Deed of Trust, Mortgage
STATE BANK
Oct 12, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 20, 2026 · Amount on Record
Deed SaleMay 20, 2026 · Amount on Record
Prior SaleOct 12, 2018 · Amount on Record
Deed Doc Number20261216
Deed Book / Page2026 / 1216
Record RefreshedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY IA
Recording DateMay 20, 2026
Property Address309 E 2ND ST, EVERLY, IA 51338-7780
Document Number0000001216
Book / Page2026 / 1216
Instrument DateMay 16, 2026
Instrument20261216
Transaction TypeTransfer
Record UpdatedJun 22, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$25,613.60
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address309 E 2ND ST, EVERLY, IA 51338-7780

Mortgage

Document Number0000001217,
DateMay 20, 2026
Instrument20261217
Lender
NameFLANAGAN STATE BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY IA
Property Address309 E 2ND ST, EVERLY, IA 51338-7780
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002018/0000002684
DateOct 12, 2018
Book Page0000002018/0000002684
Instrument000000002684
Lender
NameSTATE BANK
TypeBank
Agreement
AmountAmount Recorded

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY IA
Recording DateOct 12, 2018
Property Address309 E 2ND ST, EVERLY, IA 51338-7780
Document Number2018/2683
Book / Page2018 / 2683
Instrument DateSep 27, 2018
Instrument000000002683
Transaction TypeTransfer
Record UpdatedOct 11, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address309 E 2ND ST, EVERLY, IA 51338-7780

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated September 30, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyClay County
MunicipalityEverly City
Unified School DistrictClay Central-Everly Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,484.00 Homeowner's exemption$189,190 (-2.78%) Land $11,400 Building $177,790$189,190 (-2.78%) Land $11,400 Building $177,790
2024$2,484.00 (+18.97%)
2023$194,600 (+26.12%) Land $11,400 Building $183,200$194,600 (+26.12%) Land $11,400 Building $183,200
2022$2,088.00 Homeowner's exemption$154,300 Land $11,400 Building $142,900
2021$154,300 Land $11,400 Building $142,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (19041C), updated February 21, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN963803334011

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Building Area1,549 sqft Living Area
Basement Area1,549 sqft Basement
Finished Basement1,000 sqft Finished
Unfinished Basement1,549 sqft Unfinished
Game RoomGame Room
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleRanch Style
Exterior MaterialVinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,520 sqft (0.196 acres)
Depth X Width142 ft x 60 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area496 sqft Garage
Deck Area60 sqft Deck

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Water SourceCommercial Water Source

Location & Zoning

Street Address309 E 2ND ST
CityEVERLY
StateIA
Zip51338-7780
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionW 10' 16 3 R&S 2ND ALL 15 3 R&S 2ND
Legal Range38W
Legal Township96N
Legal Section3
Legal SubdivisionRUMSEY & SLEEPER 2ND
JurisdictionCLAY IA
Minor Civil DivisionLONE TREE
Census Blockgroup4
Census Block4048
Census Tract80400

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