309 E 280th St, Euclid, OH 44132 Property Records

Cuyahoga County property record for 309 E 280th St, Euclid, OH 44132

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,437 sqft · built 1956
Lot Size	0.279 acres (12,168 sqft)
Owner	Individual Name on Record
Last Sale	$121,500 (Jul 2020)
Tax Bill	$2,847 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`645-09-008`

Property Details

APN / Parcel Number

Primary APN	`645-09-008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,437 sqft Living Area
1st Floor Area	958 sqft
2nd Floor Area	479 sqft
Basement Area	918 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1964
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,168 sqft (0.279 acres)
Lot Dimensions	234 ft deep x 60.5 ft wide
Garage Type	Mixed
Garage Area	484 sqft
Carport	Carport
Carport Area	1 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	309 E 280TH ST
City	EUCLID
State	OH
Zip	44132-1309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U1
Legal Description	20 E280SUB 0008 ALL
Legal Subdivision	PETER ODONNELLS EAST 280TH
Legal Lot Number	8
Jurisdiction	CUYAHOGA OH
Township / Civil Division	EUCLID
Census Block Group	1
Census Block	1000
Census Tract	152302

Owner

Source: Cuyahoga County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	309 E 280TH ST, EUCLID, OH 44132-1309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2023	Deed of Trust, Mortgage · Line of Credit CROSSCOUNTRY MORTGAGE LLC
Jul 31, 2020	Warranty Deed, Transfer · Conventional with PMI CROSSCOUNTRY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2020 · Amount on Record
Deed Sale	Jul 31, 2020 · Amount on Record
Prior Sale	Apr 30, 2007
Deed Document Number	0007310581
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	309 E 280TH ST, EUCLID, OH 44132-1309
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	SERVICELINK, SERVICE LINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 E 280TH ST, EUCLID, OH 44132-1309

Mortgage

Document Number	0000000172
Date	Dec 29, 2023
Instrument	202312290172

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jan 17, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Jul 31, 2020
Property Address	309 E 280TH ST, EUCLID, OH 44132-1309
Document Number	0007310581
Instrument Date	Jul 27, 2020
Instrument	7310581
Transaction Type	Transfer
Record Updated	Aug 25, 2020
Title Company	GM TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$486.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 E 280TH ST EUCLID OH 441321309, EUCLID, OH 44132-1309

Mortgage

Document Number	7310582
Date	Jul 31, 2020
Instrument	7310582

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2050

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Euclid City
Unified School District	Euclid City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,847.00 (+3.15%) Homeowner's exemption	$42,530 (-) Land $10,960 Building $31,570
2024	$2,760.00 (-24.22%) Homeowner's exemption	$42,530 (-) Land $10,960 Building $31,570	$121,500 (-) Land $31,300 Building $90,200
2023	$3,642.00 (+2.33%) Homeowner's exemption	$42,530 (-) Land $8,330 Building $34,200
2022	$3,559.00 Homeowner's exemption	$42,530 Land $8,330 Building $34,200
2021			$121,500 Land $23,800 Building $97,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1985)
Most Recent Claim	Mar 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 696 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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