309 E 12th St, Hobart, IN 46342 Property Records

Lake County property record for 309 E 12th St, Hobart, IN 46342

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,412 sqft · built 1940
Lot Size	0.93 acres (40,511 sqft)
Owner	2 Individual Names on File
Last Sale	$402,600 (May 2026)
Tax Bill	$2,420 (2024)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`006-27-17-0002-0021`

Property Details

APN / Parcel Number

Primary APN	`006-27-17-0002-0021`
Alternative APNs	`45-13-05-152-009.000-018` `271700020021`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,412 sqft Living Area
Gross Area	3,192 sqft
1st Floor Area	816 sqft
Basement Area	780 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1975
Construction Type	Frame
Roof Material	Asphalt
Lot Area	40,511 sqft (0.93 acres)
Lot Dimensions	341 ft deep x 118 ft wide
View / Lot	Extra Front
Garage Type	Detached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Deck Area	160 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	309 E 12TH ST
City	HOBART
State	IN
Zip	46342-5916
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT. W2. NW. (118.17 X 341.17 FT.) S.5 T.35 R.7 .93 A.
Legal Lot Number	1
Jurisdiction	LAKE IN
Township / Civil Division	HOBART
Census Block Group	2
Census Block	2032
Census Tract	42000

Owner

309 E 12th St is owned and occupied by two individuals who bought it in May 2026.

Source: Lake County records, as of May 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	309 E 12TH ST, HOBART, IN 46342-5916
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Quit Claim Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
May 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Oct 16, 2018	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2026 · Amount on File
Deed Sale	May 18, 2026 · Amount on File
Prior Sale	Oct 16, 2018 · Amount on File
Deed Document Number	2026520028
Prior Transfer Date	May 11, 2026
Prior Transfer Doc	0000520028
Record Updated	Oct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IN
Recording Date	May 18, 2026
Property Address	309 E 12TH ST, HOBART, IN 46342-5916
Document Number	0000520028
Instrument Date	May 11, 2026
Instrument	2026520028
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 E 12TH ST, HOBART, IN 46342-5916

Mortgage

Document Number	0000520028,
Date	May 18, 2026
Instrument	2026520028

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Recording Date	May 18, 2026
Property Address	309 E 12TH ST, HOBART, IN 46342-5916
Document Number	0000520027
Instrument Date	May 11, 2026
Instrument	2026520027
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 E 12TH ST, HOBART, IN 46342-5916

Mortgage

Document Number	0000520027,
Date	May 18, 2026
Instrument	2026520027

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Oct 16, 2018
Property Address	309 E 12TH ST, HOBART, IN 46342-5916
Document Number	0000070936
Instrument Date	Oct 9, 2018
Instrument	70936
Transaction Type	Transfer
Record Updated	Oct 25, 2018
Title Company	MERIDIAN TITLE

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	309 E 12TH ST HOBART IN 463425916, HOBART, IN 46342-5916

Mortgage

Document Number	70937
Date	Oct 16, 2018
Instrument	70937

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 15, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Hobart Township
Municipality	Hobart City
Unified School District	Hobart School City (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$212,500 Land $56,700 Building $155,800	$212,500 Land $56,700 Building $155,800
2024	$2,420.00
2023		$185,900 (+1.14%) Land $42,600 Building $143,300	$185,900 (+1.14%) Land $42,600 Building $143,300
2022	$2,192.00 Homeowner's exemption	$183,800 Land $42,600 Building $141,200	$183,800 Land $42,600 Building $141,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 309 E 12th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 E 12th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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