309 E 11th St, Sterling, IL 61081 Property Records

Whiteside County property record for 309 E 11th St, Sterling, IL 61081

Property Summary

Property Type	Single Family Home
Lot Size	0.166 acres (7,250 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Mar 2025)
Tax Bill	$2,536 (2025)
Deeds & Mortgages	Mar 2025 Sale & Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1121280007`

Property Details

APN / Parcel Number

Primary APN	`1121280007`
Alternative APNs	`121012` `92423`

Exterior

Lot Area	7,250 sqft (0.166 acres)
Lot Dimensions	145 ft deep x 50 ft wide

Location & Zoning

Account Number	121012
Street Address	309 E 11TH ST
City	STERLING
State	IL
Zip	61081-2419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LIPES RESUB E 1/2 BLKS 3-4 LOT 13 BLK 4 358500X
Legal Subdivision	LIPES RESUB
Legal Block	3-4
Legal Lot Number	13
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2004
Census Tract	1102

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	309 E 11TH ST, STERLING, IL 61081-2419
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2025	Warranty Deed, Transfer · FHA Mortgage TOWNE MORTGAGE COMPANY
Dec 29, 2017	Warranty Deed, Transfer · Conventional Mortgage SAUK VLY BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2025 · Amount on Record
Deed Sale	Mar 13, 2025 · Amount on Record
Prior Sale	Dec 29, 2017 · Amount on Record
Deed Document Number	20251124
Record Updated	Sep 20, 2026

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Mar 13, 2025
Property Address	309 E 11TH ST, STERLING, IL 61081-2419
Document Number	0000001124
Instrument Date	Feb 28, 2025
Instrument	2025-01124
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 E 11TH ST, STERLING, IL 61081-2419

Mortgage

Document Number	0000001125
Date	Mar 13, 2025
Instrument	2025-01125

Lender

Name	TOWNE MORTGAGE COMPANY
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2055

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Dec 29, 2017
Property Address	309 E 11TH ST, STERLING, IL 61081-2419
Document Number	0000007850
Instrument Date	Dec 28, 2017
Instrument	7850
Transaction Type	Transfer
Record Updated	Jan 23, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$105.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22156 BUELL RD STERLING IL 610819551, STERLING, IL 61081-9551

Mortgage

Document Number	7851
Date	Dec 29, 2017
Instrument	7851

Lender

Name	SAUK VLY BK&TR
Type	Bank
Address	STERLING, IL 61081

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 28, 2032

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Municipality	Sterling City
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,536.00	$30,969 Land $3,699 Building $27,270
2024			$92,907 Land $11,097 Building $81,810

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 640 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
Rise Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

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