309 E 10th St, Cromwell, IA 50842 Property Records

Union County property record for 309 E 10th St, Cromwell, IA 50842

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 970 sqft · built 1913
Lot Size	0.546 acres (23,782 sqft)
Owner	Individual Name on Record
Tax Bill	$932 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Mar 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`0518201005`

Property Details

APN / Parcel Number

Primary APN	`0518201005`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	970 sqft Living Area
1st Floor Area	840 sqft
Basement Area	420 sqft
Unfinished Basement	420 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	23,782 sqft (0.546 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	70 sqft
Deck Area	120 sqft
Patio Area	168 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	309 E 10TH ST
City	CROMWELL
State	IA
Zip	50842-8320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1ST ADD PCL A LOCATED IN A PORTION OF LOT 12 AND THE W-2 LOT 11 (SURVEY BK 4 PG 364)
Legal Subdivision	FIRST ADDITION
Legal Lot Number	11,12
Jurisdiction	UNION IA
Township / Civil Division	DOUGLAS
Census Block Group	2
Census Block	2173
Census Tract	190300

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2073 WILLOW AVE, CRESTON, IA 50801-8333
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2018	Deed of Trust, Mortgage FIRST NATIONAL BANK
Mar 30, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 23, 2010
Transfer Doc	0000002076
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION IA
Property Address	309 E 10TH ST, CROMWELL, IA 50842-8320
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001169/0000000050
Date	Apr 3, 2018
Book Page	0000001169/0000000050
Instrument	000000000498

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Amount	Amount Recorded

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION IA
Recording Date	Mar 30, 2018
Property Address	309 E 10TH ST, CROMWELL, IA 50842-8320
Document Number	001169/022
Book / Page	1169 / 022
Instrument Date	Mar 15, 2018
Instrument	000000000485
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2073 WILLOW AVE, CRESTON, IA 50801-8333

Tax Assessment & Valuation

Source: Union County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Cromwell City
County	Union County
Unified School District	Creston Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$69,170 (-) Land $12,950 Building $56,220	$69,170 (-) Land $12,950 Building $56,220
2025	$932.00 (-11.57%)	$69,170 (+26.64%) Land $12,950 Building $56,220	$69,170 (+26.64%) Land $12,950 Building $56,220
2024	$1,054.00 (-3.3%)
2023		$54,620 Land $14,760 Building $39,860	$54,620 Land $14,760 Building $39,860
2022	$1,090.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 81% of Iowa
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIRWA - CORNING serves 2,585 people · EPA ID IA0207704
Water Source	Purchased surface water from CORNING MUNI WATER DEPARTMENT
Last State Inspection	May 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL · Fixed Wireless	200 / 20
Coon Valley Co-op Telephone Association Fixed Wireless	100 / 10
Lockridge Networks Fixed Wireless	25 / 3

May also be available: Nextlink, Verizon.

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