309 Douglas Ct, Richmond, KY 40475 Property Records

Madison County property record for 309 Douglas Ct, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	1,066 sqft
Owner	Individual Name on File
Last Sale	$155,000 (Sep 2023)
Tax Bill	$1,461 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Aug 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R010-0001-0003-F`

Property Details

APN / Parcel Number

Primary APN	`R010-0001-0003-F`
Alternative APNs	`115025` `78138` `51582`

Interior

Stories	1 Story
Building Area	1,066 sqft Living Area

Exterior

Exterior Material	Aluminum/Vinyl

Location & Zoning

Account Number	51582
Street Address	309 DOUGLAS CT
City	RICHMOND
State	KY
Zip	40475-1825
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IRVINE VIEW LOT 6 BLK E
Legal Subdivision	IRVINE VIEW
Legal Block	E
Legal Lot Number	6
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	2
Census Block	2001
Census Tract	10301

Owner

309 Douglas Ct is owned and occupied by an individual who bought it in September 2023.

Source: Madison County records, as of December 8, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	309 DOUGLAS CT, RICHMOND, KY 40475-1825
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2023	Deed, Transfer · Conventional Mortgage UNITED CITIZENS BANK SOUTHERN KENTU
Aug 19, 2022	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS GUARANTY BANK
Mar 18, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2023 · Amount on File
Deed Sale	Sep 20, 2023 · Amount on File
Prior Sale	Mar 18, 2022 · Amount on File
Deed Document Number	2014168197
Deed Book / Page	D843 / 642
Record Updated	Jun 8, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Sep 20, 2023
Property Address	309 DOUGLAS CT, RICHMOND, KY 40475-1825
Document Number	00D843/642
Book / Page	D843 / 642
Map Reference	CAB 14 SL 96
Instrument Date	Sep 12, 2023
Instrument	2014168197
Transaction Type	Transfer
Record Updated	Oct 17, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$155.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	309 DOUGLAS CT, RICHMOND, KY 40475-1825

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1168 MENELAUS RD, BEREA, KY 40403-9742

Mortgage

Document Number	2014168198
Date	Sep 20, 2023
Instrument	2014168198

Lender

Name	UNITED CITIZENS BANK SOUTHERN KENTU
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2043

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	309 DOUGLAS CT, RICHMOND, KY 40475-1825
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 WOODRIDGE WAY, BEREA, KY 40403-8705

Mortgage

Document Number	0M2184/250
Date	Aug 19, 2022
Book Page	M2184/250
Instrument	2014107486

Lender

Name	CITIZENS GUARANTY BANK
Type	Bank
Address	BEREA, KY 40403

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 18, 2042

Interest

Rate Type	Adjustable Rate

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Mar 18, 2022
Property Address	309 DOUGLAS CT, RICHMOND, KY 40475-1825
Document Number	00D820/248
Book / Page	D820 / 248
Map Reference	CAB 4 KS 96
Instrument Date	Mar 17, 2022
Instrument	2014082297
Transaction Type	Transfer
Record Updated	Mar 31, 2022

Transaction

Amount	Amount on Record
Tax	$50.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	309 DOUGLAS CT, 309, RICHMOND, KY 40475-1825

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 WOODRIDGE WAY, BEREA, KY 40403-8705

Tax Assessment & Valuation

The 2025 property tax bill for 309 Douglas Ct was $1,461 with an additional exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,461.00 Additional exemption filed	$155,000	$155,000
2023	$485.00 (-0.21%)	$50,000 (-)	$50,000 (-)
2022	$486.00	$50,000	$50,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 309 Douglas Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 Douglas Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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