309 Division St S, Northfield, MN 55057 Property Records

Rice County property record for 309 Division St S, Northfield, MN 55057

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details4,278 sqft · built 1910
Lot Size0.057 acres (2,464 sqft)
OwnerCompany Name on Record
Last Sale$190,000 (Apr 2013)
Tax Bill$15,584 (2026)
Deeds & MortgagesJul 2023 Mortgage
Jan 2023 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN22.31.3.50.075

Property Details

APN / Parcel Number

Primary APN22.31.3.50.075
Alternative APN
  • 2231350044

Interior

Stories2 Stories
Building Area4,278 sqft Gross Area

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Lot Area2,464 sqft (0.057 acres)

Location & Zoning

Street Address309 DIVISION ST S
CityNORTHFIELD
StateMN
Zip55057-2016
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionLOT 4 BLOCK 23 OF NORTHFIELD ORIG TOWN N22FT S44FT L6 & N22FT S44FT W40FT L4 B23 ORIG TOWN NFLD & PART N22FT S44FT W40FT L4
Legal SubdivisionNORTHFIELD ORIG TOWN
Legal Block23
Legal Lot Number4
JurisdictionRICE MN
Township / Civil DivisionNORTHFIELD
Census Block Group1
Census Block1032
Census Tract70501

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Northfield Commercial Historic District
listed 1979 · 55 contributing resources · NRIS 79003125

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Rice County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address9975 VALLEY VIEW RD, H, EDEN PRAIRIE, MN 55344-3526
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2023Quit Claim Deed, Transfer · Commercial Mortgage
COMMUNITY RESOURCE BANK NA
Jan 27, 2023Deed of Trust, Mortgage · Commercial Mortgage
COMMUNITY RESOURCE BANK NA
Nov 20, 2020Deed of Trust, Construction Loan · Line of Credit
COMMUNITY RESOURCE BK
Feb 8, 2019Deed of Trust, Mortgage
CITY OF NORTHFIELD ECONOMIC DE
Jan 2, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 2, 2013 · Amount on Record
Deed SaleApr 2, 2013 · Amount on Record
Prior SaleJul 23, 2008 · Amount on Record
Deed Document Number201355227
Last Transfer DateJul 21, 2023
Transfer Doc000A761596
Record UpdatedSep 20, 2026

July 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionRICE MN
Recording DateJul 27, 2023
Property Address309 DIVISION ST S, NORTHFIELD, MN 55057-2016
Document Number000A761596
Instrument DateJul 21, 2023
InstrumentA761596
Transaction TypeTransfer
Record UpdatedAug 11, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address527 PROFESSIONAL DR STE 100, 100, NORTHFIELD, MN 55057-2767

Mortgage

Document Number000A761597
DateJul 27, 2023
InstrumentA761597
Lender
NameCOMMUNITY RESOURCE BANK NA
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term61 Months
DueJul 31, 2028

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICE MN
Property Address309 DIVISION ST S, NORTHFIELD, MN 55057-2016
Transaction TypeMortgage
Record UpdatedFeb 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000A758018
DateJan 27, 2023
InstrumentA758018
Lender
NameCOMMUNITY RESOURCE BANK NA
TypeBank
AddressNORTHFIELD, MN 55057
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term12 Months
DueJan 20, 2024

November 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionRICE MN
Recording DateNov 20, 2020
Property Address309 DIVISION ST S, NORTHFIELD, MN 55057-2016
Document Number0000732953
Instrument DateNov 17, 2020
Instrument732953
Transaction TypeConstruction Loan
Record UpdatedDec 4, 2020
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address527 PROFESSIONAL DR #100 NORTHFIELD MN 550572767, 100, NORTHFIELD, MN 55057-2767

Mortgage

Document Number0000732953
DateNov 20, 2020
Instrument732953
Lender
NameCOMMUNITY RESOURCE BK
TypeBank
AddressNORTHFIELD, MN 55057
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueNov 19, 2021
Interest
Rate TypeAdjustable Rate

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICE MN
Property Address309 DIVISION ST S, NORTHFIELD, MN 55057-2016
Document Number0000713987
Instrument DateFeb 8, 2019
Transaction TypeMortgage
Record UpdatedFeb 25, 2019
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address501 DIVISION ST S NORTHFIELD MN 550572021, NORTHFIELD, MN 55057-2021

Mortgage

Document Number0000713987
DateFeb 11, 2019
Instrument713987
Lender
NameCITY OF NORTHFIELD ECONOMIC DE
Agreement
AmountAmount Recorded

January 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionRICE MN
Recording DateJan 2, 2018
Property Address309 DIVISION ST S, NORTHFIELD, MN 55057-2016
Document Number0000704016
Instrument DateDec 27, 2017
Instrument704016
Transaction TypeTransfer
Record UpdatedJan 10, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address527 PROFESSIONAL DR #100 NORTHFIELD MN 550572767, 100, NORTHFIELD, MN 55057-2767

Tax Assessment & Valuation

Source: Rice County assessment roll, as of June 8, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyRice County
MunicipalityNorthfield City
Unified School DistrictNorthfield Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$15,584.00 (+32.49%)$453,200 (+0.2%) Land $106,000 Building $347,200$453,200 (+0.2%) Land $106,000 Building $347,200
2025$452,300 (+13.96%) Land $103,500 Building $348,800$452,300 (+13.96%) Land $103,500 Building $348,800
2024$11,762.00 (+8.39%)$396,900 (-) Land $73,900 Building $323,000$396,900 (-) Land $73,900 Building $323,000
2023$10,852.00$396,900 Land $73,900 Building $323,000$396,900 Land $73,900 Building $323,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims9 (1998–2024)
Claims Outside the SFHA6 of 9
Most Recent ClaimJun 2024 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2024 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNorthfield
serves 20,790 people · EPA ID MN1660010
Water SourceGroundwater
Last State InspectionSep 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
Midco
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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