Freeborn County property record for 309 Ct Ln, Albert Lea, MN 56007
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,317 sqft · built 1900 |
| Lot Size | 0.11 acres (4,650 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $90,000 (Mar 2025) |
| Tax Bill | $954 (2026) |
| Deeds & Mortgages | May 2017 Mortgage Jul 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 34.119.0010 |
| Primary APN | 34.119.0010 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,317 sqft Living Area |
| 1st Floor Area | 1,036 sqft |
| Basement Area | 676 sqft |
| Unfinished Basement | 676 sqft |
| Flooring | Hardwood |
| Interior Walls | Plaster |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,650 sqft (0.11 acres) |
| Lot Dimensions | 93 ft deep x 50 ft wide |
| Garage Type | Detached |
| Porch | Slab |
| Porch Area | 96 sqft |
| Heating System | Baseboard |
|---|
| Street Address | 309 COURT LN |
|---|---|
| City | ALBERT LEA |
| State | MN |
| Zip | 56007-4484 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BOUCHARD'S SUB LOT 19 LOT-00A LOT A A.J. BOUCHARDS SUB |
| Legal Subdivision | BOUCHARD'S SUB LOT 19 |
| Legal Lot Number | 19,A |
| Jurisdiction | FREEBORN MN |
| Township / Civil Division | ALBERT LEA |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 180400 |
309 Ct Ln is owned and occupied by two individuals who bought it in March 2025.
Source: Freeborn County records, as of October 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 309 COURT LN, ALBERT LEA, MN 56007-4484 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 18, 2017 | Deed of Trust, Mortgage · Conventional Mortgage STATE BANK OF NEW RICHLAND |
| Jul 29, 2019 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| May 16, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 14, 2025 · Amount on File |
| Deed Sale | Mar 14, 2025 · Amount on File |
| Prior Sale | Jul 29, 2019 · Amount on File |
| Deed Document Number | 20251742422 |
| Prior Transfer Date | May 10, 2011 |
| Prior Transfer Doc | 494376 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREEBORN MN |
| Property Address | 309 COURT LN, ALBERT LEA, MN 56007-4484 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | A527206 |
|---|---|
| Date | May 18, 2017 |
| Instrument | A527206 |
| Name | STATE BANK OF NEW RICHLAND |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 144 Months |
| Due | Jun 1, 2029 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FREEBORN MN |
| Recording Date | Jul 29, 2019 |
| Property Address | 309 COURT LN, ALBERT LEA, MN 56007-4484 |
| Document Number | CRV992910 |
| Instrument Date | Jul 29, 2019 |
| Instrument | CRV992910 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1420 W CLARK ST, 1420, ALBERT LEA, MN 56007-1755 |
| Name | Verified Name |
|---|---|
| Address | 1173 497TH ST, NORTHWOOD, IA 50459-8706 |
| Document Number | 000A538669 |
|---|---|
| Date | Aug 7, 2019 |
| Instrument | A538669 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FREEBORN MN |
| Recording Date | May 16, 2017 |
| Property Address | 309 COURT LN, ALBERT LEA, MN 56007-4484 |
| Document Number | CRV656385 |
| Instrument Date | May 16, 2017 |
| Instrument | CRV656385 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 766 E PRINCE ST, 766, LAKE CRYSTAL, MN 56055-2048 |
| Name | Verified Name |
|---|---|
| Address | 1420 W CLARK ST, ALBERT LEA, MN 56007-1755 |
The 2026 property tax bill for 309 Ct Ln was $954 with a homeowner's exemption.
Source: Freeborn County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Albert Lea City |
| County | Freeborn County |
| Unified School District | Albert Lea Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $954.00 Homeowner's exemption | $89,100 Land $18,300 Building $70,800 | $89,100 Land $18,300 Building $70,800 |
| 2025 | $954.00 | ||
| 2023 | $770.00 Homeowner's exemption | $69,100 Land $9,000 Building $60,100 | $69,100 Land $9,000 Building $60,100 |
| 2020 | $512.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 309 Ct Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 26, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2016–2017) |
| Most Recent Claim | Dec 2017 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 309 Ct Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Albert Lea serves 18,492 people · EPA ID MN1240001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Copper | 1.81 mg/L (2021) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| GigFire Fiber · Fixed Wireless | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Midco Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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