309 Creekside Dr, Byron, IL 61010 Property Records

Ogle County property record for 309 Creekside Dr, Byron, IL 61010

Property Summary

Property Type	Vacant Land
Lot Size	0.277 acres (12,064 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Apr 2026)
Tax Bill	$400 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2026 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`05-31-107-006`

Property Details

APN / Parcel Number

Primary APN	`05-31-107-006`

Exterior

Lot Area	12,064 sqft (0.277 acres)

Location & Zoning

Street Address	309 CREEKSIDE DR
City	BYRON
State	IL
Zip	61010-1495
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	LOT 59 PHASE 3 MILL CREEK SUBD FINAL PLAT #4 CREEKSIDE
Legal Subdivision	MILL CREEK SUBD
Legal Phase	E
Legal Lot Number	59
Jurisdiction	OGLE IL
Township / Civil Division	BYRON
Census Block Group	3
Census Block	3023
Census Tract	961700

Owner

Source: Ogle County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	309 CREEKSIDE DR, BYRON, IL 61010-1495
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage · Commercial Mortgage CENTRAL BANK ILLINOIS
Apr 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Apr 6, 2026	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2026 · Amount on Record
Deed Sale	Apr 6, 2026 · Amount on Record
Prior Sale	Feb 28, 2025
Deed Document Number	20261631
Prior Transfer Date	Feb 21, 2025
Prior Transfer Doc	0000000916
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	309 CREEKSIDE DR, BYRON, IL 61010-1495
Transaction Type	Mortgage
Record Updated	Apr 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005526
Date	Oct 27, 2025
Instrument	202505526

Lender

Name	CENTRAL BANK ILLINOIS
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 1, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Recording Date	Apr 6, 2026
Property Address	309 CREEKSIDE DR, BYRON, IL 61010-1495
Document Number	0000001632
Instrument Date	Mar 31, 2026
Instrument	20261632
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ESCROWNET, ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 CREEKSIDE DR, BYRON, IL 61010-1495

Mortgage

Document Number	0000001632,
Date	Apr 6, 2026
Instrument	20261632

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.88%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLE IL
Recording Date	Apr 6, 2026
Property Address	309 CREEKSIDE DR, BYRON, IL 61010-1495
Document Number	0000001631
Instrument Date	Mar 31, 2026
Instrument	20261631
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount Recorded
Tax	$47,722.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 CREEKSIDE DR, BYRON, IL 61010-1495

Tax Assessment & Valuation

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Byron City
County	Ogle County
County Subdivision	Byron Township
Unified School District	Byron Community Unit School District 226 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$400.00 (+2,252.94%)	$4,861 (+2,237.02%) Land $4,861	$14,583 (+2,237.02%) Land $14,583
2024	$17.00	$208 (-) Land $208	$624 (-) Land $624
2023		$208 Land $208	$624 Land $624
2022	$17.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2002–2013)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BYRON serves 3,784 people · EPA ID IL1410100
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AaroBand Fixed Wireless	100 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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