St. Johns County property record for 309 Creekmore Dr, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,243 sqft · built 2021 |
| Lot Size | 0.16 acres (6,969 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,636 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Jul 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 026572-3900 |
| Primary APN | 026572-3900 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,243 sqft Living Area |
| Gross Area | 2,900 sqft |
| 1st Floor Area | 1,213 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,969 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 465 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 192 sqft |
| Patio Area | 402 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 309 CREEKMORE DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-3251 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 98/22-51 SILVERLEAF VILLAGE LOT 390 OR5314/600 |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 32 |
| Legal Subdivision | SILVERLEAF VILLAGE |
| Legal Block | 1 |
| Legal Lot Number | 390 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 20908 |
309 Creekmore Dr is owned and occupied by two individuals who acquired it in July 2021.
Source: St. Johns County records, as of April 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 309 CREEKMORE DR, SAINT AUGUSTINE, FL 32092-3251 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 31, 2025 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jul 9, 2021 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Jan 6, 2021 | Loan Modification, Mortgage ATTORNEY ONLY |
| Jan 7, 2021 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 9, 2021 |
| Deed Sale | Jul 9, 2021 |
| Prior Sale | Jan 7, 2021 · Amount on File |
| Deed Document Number | 202176522 |
| Deed Book / Page | 5314 / 600 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 309 CREEKMORE DR, SAINT AUGUSTINE, FL 32092-3251 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2025 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 309 CREEKMORE DR, SAINT AUGUSTINE, FL 32092-3251 |
| Document Number | 0062490028 |
|---|---|
| Date | Oct 31, 2025 |
| Book Page | 6249/28 |
| Instrument | 2025089046 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 25, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 9, 2021 |
| Property Address | 309 CREEKMORE DR, SAINT AUGUSTINE, FL 32092-3251 |
| Document Number | 0053140600 |
| Book / Page | 5314 / 600 |
| Map Reference | MB 98 PG 22-51 |
| Instrument Date | Jul 6, 2021 |
| Instrument | 2021076522 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 23, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,031.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5303 WESCONNETT BLVD, JACKSONVILLE, FL 32210-7832 |
| Name | Verified Name |
|---|---|
| Address | 309 CREEKMORE DR, SAINT AUGUSTINE, FL 32092-3251 |
| Document Number | 0005314602 |
|---|---|
| Date | Jul 9, 2021 |
| Instrument | 5314/602 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2036 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 309 CREEKMORE DR, SAINT AUGUSTINE, FL 32092-3251 |
| Document Number | 0051501662 |
| Instrument Date | Jan 6, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2021 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 7, 2021 |
| Property Address | 309 CREEKMORE DR, SAINT AUGUSTINE, FL 32092-3251 |
| Document Number | 0051460871 |
| Book / Page | 005146 / 000871 |
| Instrument Date | Jan 6, 2021 |
| Instrument | 2314 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $2,016.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5303 WESCONNETT BLVD JACKSONVILLE FL 322107832, JACKSONVILLE, FL 32210-7832 |
The 2025 property tax bill for 309 Creekmore Dr was $5,636 with a homeowner's exemption, up 12.1% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $423,389 (-2.09%) Land $95,000 Building $328,389 | $423,389 (-2.21%) Land $95,000 Building $328,389 | |
| 2025 | $5,636.00 (+12.07%) Homeowner's exemption | $432,420 (+2.9%) | $432,964 (-9.06%) Land $107,000 Building $325,964 |
| 2024 | $5,029.00 (+1.95%) Homeowner's exemption | $420,233 (+3%) | $476,109 (+16.7%) Land $100,000 Building $376,109 |
| 2023 | $4,933.00 (+2.39%) Homeowner's exemption | $407,993 (+2.69%) | $407,993 (+2.69%) Land $93,000 Building $314,993 |
| 2022 | $4,818.00 Homeowner's exemption | $397,323 | $397,323 Land $100,800 Building $296,523 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 309 Creekmore Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 103 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 103 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 309 Creekmore Dr is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 81% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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