309 Covington Ln, Ovilla (Red Oak), TX 75154 Property Records

Ellis County property record for 309 Covington Ln, Ovilla, TX 75154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,100 sqft · built 2014
Lot Size	0.347 acres (15,115 sqft)
Owner	2 Individual Names on Record
Last Sale	$369,600 (Jul 2018)
Tax Bill	$7,733 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R139511`

Property Details

APN / Parcel Number

Primary APN	`R139511`
Alternative APNs	`62712090500500108` `139511`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	3,100 sqft Living Area
Gross Area	4,023 sqft
1st Floor Area	2,092 sqft
2nd Floor Area	1,008 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,115 sqft (0.347 acres)
Lot Depth	135 ft Depth
Garage Type	Attached
Garage Area	767 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Porch
Porch Area	296 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	309 COVINGTON LN
City	RED OAK
State	TX
Zip	75154-3330
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK E OVILLA PARC- REV 0.347 AC
Legal Subdivision	OVILLA PARC- REV
Legal Block	E
Legal Lot Number	5
Jurisdiction	ELLIS TX
Township / Civil Division	WAXAHACHIE
Census Block Group	1
Census Block	1014
Census Tract	60221

Owner

Source: Ellis County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	309 COVINGTON LN, RED OAK, TX 75154-3330
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2021	Deed of Trust, Mortgage · VA Mortgage AFFINITY MORTGAGE LLC
Jan 31, 2020	Deed of Trust, Mortgage · VA Mortgage AFFINITY MTG
Jul 20, 2018	Warranty Deed, Transfer · VA Mortgage COWBOY BK/TX

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2018 · Amount on Record
Deed Sale	Jul 20, 2018 · Amount on Record
Prior Sale	Jul 21, 2015 · Amount on Record
Deed Document Number	201820704
Prior Transfer Date	Jun 28, 2018
Prior Transfer Doc	0000020704
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	309 COVINGTON LN, RED OAK, TX 75154-3330
Transaction Type	Mortgage
Record Updated	Nov 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2146659
Date	Oct 21, 2021
Instrument	2146659

Lender

Name	AFFINITY MORTGAGE LLC
Type	Mortgage Company
Address	LENEXA, KS 66215

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	309 COVINGTON LN, RED OAK, TX 75154-3330
Document Number	0000004601
Instrument Date	Jan 31, 2020
Transaction Type	Mortgage
Record Updated	Mar 6, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	309 COVINGTON LN OVILLA TX 751543330, OVILLA, TX 75154-3330

Mortgage

Document Number	0000004601
Date	Feb 11, 2020
Instrument	4601

Lender

Name	AFFINITY MTG
Type	Mortgage Company
Address	LENEXA, KS 66215

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 10, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELLIS TX
Recording Date	Jul 20, 2018
Property Address	309 COVINGTON LN, RED OAK, TX 75154-3330
Document Number	0000020704
Instrument Date	Jun 28, 2018
Instrument	20704
Transaction Type	Transfer
Record Updated	Aug 3, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	309 COVINGTON LN OVILLA TX 751543330, OVILLA, TX 75154-3330

Mortgage

Document Number	20705
Date	Jul 20, 2018
Instrument	20705

Lender

Name	COWBOY BK/TX
Type	Bank
Address	MAYPEARL, TX 76064

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2048

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Ovilla City
Unified School District	Midlothian Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$552,906 (+8.67%) Land $110,000 Building $442,906	$552,906 (-6.06%) Land $110,000 Building $442,906
2025	$7,733.00 (+3.48%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$508,790 (+15.25%) Land $110,000 Building $478,585	$588,585 (+33.32%) Land $110,000 Building $478,585
2024	$7,473.00 (+9.41%)
2023	$6,830.00 (-13.43%) Homeowner's exemption	$441,477 Land $110,000 Building $331,477	$441,477 Land $110,000 Building $331,477
2018	$7,890.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2018–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SARDIS LONE ELM WSC serves 20,736 people · EPA ID TX0700034
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: Element8.

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