White County property record for 309 Cooper St, Sparta, TN 38583
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,404 sqft · built 2005 |
| Lot Size | 0.71 acres (30,928 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $183,500 (Feb 2021) |
| Tax Bill | $1,011 (2021) |
| Deeds & Mortgages | Jul 2023 Mortgage Feb 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 093059J C 02000 |
| Primary APN | 093059J C 02000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,404 sqft Living Area |
| 1st Floor Area | 1,404 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 30,928 sqft (0.71 acres) |
| Lot Dimensions | 207 ft deep x 100 ft wide |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 90 sqft |
| Deck Area | 60 sqft |
| Patio Area | 60 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 309 COOPER ST |
|---|---|
| City | SPARTA |
| State | TN |
| Zip | 38583-2223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-A |
| Legal Description | DISTRICT: 1; SUBDIVISION: STORY VIEW S/D; LOT: 4 |
| Legal Subdivision | STORY VIEW S/D |
| Legal Lot Number | 4 |
| Jurisdiction | WHITE TN |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1061 |
| Census Tract | 935400 |
Source: White County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 309 COOPER ST, SPARTA, TN 38583-2223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 18, 2023 | Deed of Trust, Mortgage FIRST NATIONAL BANK OF TENNESSEE |
| Feb 10, 2021 | Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Mar 1, 2017 | Warranty Deed, Transfer · Conventional Mortgage PROGRESSIVE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 10, 2021 · Amount on Record |
| Deed Sale | Feb 10, 2021 · Amount on Record |
| Prior Sale | Mar 1, 2017 · Amount on Record |
| Deed Document Number | 21000622 |
| Deed Book / Page | RB474 / 220 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITE TN |
| Property Address | 309 COOPER ST, SPARTA, TN 38583-2223 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2023 |
| Name | Verified Name |
|---|---|
| Address | 309 COOPER ST, RAVENSCROFT, TN 38583-2223 |
| Document Number | 0RB535/194 |
|---|---|
| Date | Jul 18, 2023 |
| Book Page | RB535/194 |
| Instrument | 23002733 |
| Name | FIRST NATIONAL BANK OF TENNESSEE |
|---|---|
| Type | Bank |
| Address | SPARTA, TN 38583 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Jul 13, 2043 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHITE TN |
| Recording Date | Feb 10, 2021 |
| Property Address | 309 COOPER ST, SPARTA, TN 38583-2223 |
| Document Number | 0RB474/220 |
| Book / Page | RB474 / 220 |
| Map Reference | CAB 1 PG 391 |
| Instrument Date | Feb 8, 2021 |
| Instrument | 21000622 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2022 |
| Title Company | UPPER CUMBERLAND TITLE COMPANY LLC, UPPER CUMBERLAND T&E LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $678.95 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 309 COOPER ST, SPARTA, TN 38583-2223 |
| Document Number | 0021000623 |
|---|---|
| Date | Feb 10, 2021 |
| Instrument | 21000623 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHITE TN |
| Recording Date | Mar 1, 2017 |
| Property Address | 309 COOPER ST, SPARTA, TN 38583-2223 |
| Document Number | 0RB393/222 |
| Book / Page | RB393 / 222 |
| Instrument Date | Feb 27, 2017 |
| Instrument | 17000683 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 309 COOPER ST, SPARTA, TN 38583-2223 |
| Investor | Possibly a Property Investor |
| Document Number | 0RB393/225 |
|---|---|
| Date | Mar 1, 2017 |
| Book Page | RB393/225 |
| Instrument | 17000684 |
| Name | PROGRESSIVE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2047 |
Source: White County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | White County |
| Municipality | Sparta City |
| Unified School District | White County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $58,475 (+71.73%) Land $6,875 Building $51,600 | $233,900 (+71.73%) Land $27,500 Building $206,400 | |
| 2023 | $34,050 Land $4,500 Building $29,550 | ||
| 2021 | $1,011.00 | ||
| 2020 | $136,200 Land $18,000 Building $118,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 28, 2007
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPARTA WATER SYSTEM serves 10,899 people · EPA ID TN0000652 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Ben Lomand Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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