Stafford County property record for 309 Commodore Cv, Stafford, VA 22554
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,576 sqft · built 1987 |
| Lot Size | 3.82 acres (166,508 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $650,000 (May 2022) |
| Tax Bill | $5,596 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Dec 2023 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21B-2592 |
| Primary APN | 21B-2592 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,576 sqft Living Area |
| Gross Area | 4,256 sqft |
| Basement Area | 1,120 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 166,508 sqft (3.82 acres) |
| Garage Type | Attached |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 648 sqft |
| Deck Area | 66 sqft |
| Patio Area | 66 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 13653 |
|---|---|
| Street Address | 309 COMMODORE CV |
| City | STAFFORD |
| State | VA |
| Zip | 22554-2618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 2592 166506 SQFT SEC 9 AQUIA HARBOUR SUB |
| Legal Subdivision | SEC 9 AQUIA HARBOUR SUB |
| Legal Block | 2 |
| Legal Lot Number | 2592 |
| Jurisdiction | STAFFORD VA |
| Township / Civil Division | AQUIA |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 10107 |
309 Commodore Cv is owned and occupied by two individuals who bought it in May 2022.
Source: Stafford County records, as of March 31, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 309 COMMODORE CV, STAFFORD, VA 22554-2618 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 4, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Dec 20, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance ATLANTIC COAST MORTGAGE LLC |
| Jun 27, 2025 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| May 10, 2022 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 10, 2022 · Amount on File |
| Deed Sale | May 10, 2022 · Amount on File |
| Prior Sale | Jan 31, 2008 · Amount on File |
| Deed Document Number | 202210400 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAFFORD VA |
| Property Address | 309 COMMODORE CV, STAFFORD, VA 22554-2618 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 309 COMMODORE CV, STAFFORD, VA 22554-2618 |
| Document Number | 0260002961 |
|---|---|
| Date | Mar 4, 2026 |
| Instrument | 260002961 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAFFORD VA |
| Property Address | 309 COMMODORE CV, STAFFORD, VA 22554-2618 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Title Company | CHAMPION TITLE AGENCY, CHAMPION TITLE & STLMNTS INC |
| Name | Verified Name |
|---|
| Document Number | 0230015085 |
|---|---|
| Date | Dec 20, 2023 |
| Instrument | 230015085 |
| Name | ATLANTIC COAST MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.13% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAFFORD VA |
| Property Address | 309 COMMODORE CV, STAFFORD, VA 22554-2618 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 309 COMMODORE CV, STAFFORD, VA 22554-2618 |
| Document Number | 0250008259 |
|---|---|
| Date | Jun 27, 2025 |
| Instrument | 250008259 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.49% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STAFFORD VA |
| Recording Date | May 10, 2022 |
| Property Address | 309 COMMODORE CV, STAFFORD, VA 22554-2618 |
| Document Number | 0220010400 |
| Instrument Date | May 9, 2022 |
| Instrument | 220010400 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2022 |
| Title Company | UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 309 COMMODORE CV, STAFFORD, VA 22554-2618 |
| Document Number | 0220010401 |
|---|---|
| Date | May 10, 2022 |
| Instrument | 220010401 |
| Name | ATLANTIC COAST MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 309 Commodore Cv was $5,596, up 3.3% from the year before.
Source: Stafford County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Stafford County |
| Unified School District | Stafford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,596.00 (+3.3%) | $597,500 Land $145,000 Building $452,500 | $597,500 Land $145,000 Building $452,500 |
| 2024 | $5,417.00 (+27.58%) | ||
| 2023 | $4,246.00 | $449,400 Land $125,000 Building $324,400 | $449,400 Land $125,000 Building $324,400 |
| 2021 | $3,720.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 309 Commodore Cv in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2000.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (2000) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2000 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 309 Commodore Cv is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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