Lafayette County property record for 309 Combs St, Oxford, MS 38655
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,000 sqft · built 1977 |
| Lot Size | 0.22 acres (9,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $750,000 (May 2019) |
| Tax Bill | $3,497 (2025) |
| Deeds & Mortgages | Nov 2019 Line of Credit Feb 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 135P-21-005.00 |
| Primary APN | 135P-21-005.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,000 sqft Living Area |
| 1st Floor Area | 925 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 9,600 sqft (0.22 acres) |
| Lot Dimensions | 120 ft deep x 80 ft wide |
| Patio Area | 410 sqft |
| Utility Building | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 6096 |
|---|---|
| Street Address | 309 COMBS ST |
| City | OXFORD |
| State | MS |
| Zip | 38655-3313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 95 AVENT ACRES PREV APN: 086R-21-005 |
| Legal Range | 03W |
| Legal Township | 08S |
| Legal Section | 21 |
| Legal Subdivision | AVENT ACRES |
| Legal Lot Number | 95 |
| Jurisdiction | LAFAYETTE MS |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 950201 |
309 Combs St is owned and occupied by an individual who bought it in May 2019.
Source: Lafayette County records, as of April 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 309 COMBS ST, OXFORD, MS 38655-3313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 12, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST SECURITY BANK |
| Feb 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST SECURITY BANK |
| Jun 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF ENGLAND |
| May 13, 2019 | Warranty Deed, Transfer · Line of Credit FIRST SECURITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 13, 2019 · Amount on File |
| Deed Sale | May 13, 2019 · Amount on File |
| Deed Document Number | 20193628 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 309 COMBS ST, OXFORD, MS 38655-3313 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0201909421 |
|---|---|
| Date | Nov 12, 2019 |
| Instrument | 201909421 |
| Name | FIRST SECURITY BANK |
|---|---|
| Type | Bank |
| Address | BATESVILLE, MS 38606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 2 Months |
| Due | Jan 1, 2020 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 309 COMBS ST, OXFORD, MS 38655-3313 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0202001487 |
|---|---|
| Date | Feb 21, 2020 |
| Instrument | 202001487 |
| Name | FIRST SECURITY BANK |
|---|---|
| Type | Bank |
| Address | BATESVILLE, MS 38606 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 309 COMBS ST, OXFORD, MS 38655-3313 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0202205564 |
|---|---|
| Date | Jun 14, 2022 |
| Instrument | 2022-05564 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | May 13, 2019 |
| Property Address | 309 COMBS ST, OXFORD, MS 38655-3313 |
| Document Number | 0201903628 |
| Instrument Date | May 10, 2019 |
| Instrument | 201903628 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 309 COMBS ST, OXFORD, MS 38655-3313 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 309 COMBS ST, OXFORD, MS 38655-3313 |
| Document Number | 0201903631 |
|---|---|
| Date | May 13, 2019 |
| Instrument | 201903631 |
| Name | FIRST SECURITY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 6 Months |
| Due | Nov 10, 2019 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 309 Combs St was $3,497.
Source: Lafayette County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lafayette County |
| Municipality | Oxford City |
| Unified School District | Oxford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,497.00 | $26,882 | $179,210 Land $90,000 Building $89,210 |
| 2023 | $3,140.00 | $24,134 | $160,890 Land $90,000 Building $70,890 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 309 Combs St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (2004–2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 309 Combs St is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 80% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OXFORD serves 28,500 people · EPA ID MS0360011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber · Cable | 10,000 / 10,000 |
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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