309 Cold Water Ln, Raymore, MO 64083 Property Records

Cass County property record for 309 Cold Water Ln, Raymore, MO 64083

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,286 sqft · built 2021
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Tax Bill	$9,279 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jan 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-06-13-000-000-001.107`

Property Details

APN / Parcel Number

Primary APN	`04-06-13-000-000-001.107`
Alternative APN	`2237719`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,286 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	111 ft deep x 152 ft wide
Garage Type	Attached
Garage Area	510 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	2237719
Street Address	309 COLD WATER LN
City	RAYMORE
State	MO
Zip	64083-4506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALEXANDER CREEK 2ND PLAT LOT 109
Legal Range	32
Legal Township	46
Legal Section	13
Legal Subdivision	ALEXANDER CREEK 2ND
Legal Lot Number	109
Jurisdiction	CASS MO
Township / Civil Division	RAYMORE
Census Block Group	3
Census Block	3018
Census Tract	60309

Owner

309 Cold Water Ln is owned and occupied by an individual who acquired it in January 2022.

Source: Cass County records, as of December 1, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	309 COLD WATER LN, RAYMORE, MO 64083-4506
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jan 13, 2022	Warranty Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY
Jan 14, 2022	Warranty Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY
Mar 4, 2021	Warranty Deed, Construction Loan · Construction Mortgage NORTH AMERICAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2022
Deed Sale	Jan 14, 2022
Prior Sale	Jan 13, 2022
Deed Document Number	004808/143
Deed Book / Page	4808 / 143
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	309 COLD WATER LN, RAYMORE, MO 64083-4506
Transaction Type	Mortgage
Record Updated	Dec 11, 2023
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004809/62
Date	Jan 14, 2022
Book Page	4809/62
Instrument	709314

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MO
Recording Date	Jan 13, 2022
Property Address	309 COLD WATER LN, RAYMORE, MO 64083-4506
Document Number	004808/122
Book / Page	4808 / 122
Instrument Date	Dec 16, 2021
Instrument	709203
Transaction Type	Transfer
Record Updated	Jan 25, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	350 SW LONGVIEW BLVD, LEES SUMMIT, MO 64081-2101

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MO
Recording Date	Jan 14, 2022
Property Address	309 COLD WATER LN, RAYMORE, MO 64083-4506
Document Number	004808/143
Book / Page	4808 / 143
Instrument Date	Dec 1, 2021
Instrument	709224
Transaction Type	Transfer
Record Updated	Jan 25, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 COLD WATER LN, RAYMORE, MO 64083-4506

March 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CASS MO
Recording Date	Mar 4, 2021
Property Address	309 COLD WATER LN, RAYMORE, MO 64083-4506
Document Number	0004648/49
Book / Page	4648 / 49
Instrument Date	Mar 2, 2021
Instrument	685825
Transaction Type	Construction Loan
Record Updated	Jan 25, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 6437, LEES SUMMIT, MO 64064-6437

Mortgage

Document Number	0000464850
Date	Mar 4, 2021
Instrument	4648/50

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 309 Cold Water Ln was $9,279.

Source: Cass County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cass County
Municipality	Raymore City
Unified School District	Raymore-Peculiar R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,279.00	$48,840 Land $6,970 Building $41,870	$257,080 Land $36,690 Building $220,390
2023	$3,539.00 (+4,556.58%)	$43,550 (+7.66%) Land $6,340 Building $37,210	$229,210 Land $33,350 Building $195,860
2022	$76.00	$40,450 Land $6,340 Building $34,110
2021			$212,889 Land $33,350 Building $179,539

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 309 Cold Water Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 Cold Water Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CASS COUNTY PWSD 3 serves 3,225 people · EPA ID MO1024115
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Also Mapped Here	RAYMORE PWS
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: KC Web, Wisper ISP.

Nearby Properties on Cold Water Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures