Madison County property record for 309 Cobblestone, Troy, IL 62294 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1995 |
| Square Footage | 1,144 sqft Living Area |
| Lot Size | 11,942 sqft (0.274 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $215,000 (2021) |
| Tax Bill | $5,521.00 (2025) |
Source: Madison County records · APN 09-2-22-09-16-404-013
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 309 COBBLESTONE, TROY, IL 62294-2078 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 29, 2021 | Warranty Deed, Transfer · Conventional Mortgage HOME LOAN EXPERT LLC |
| Oct 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FCB BANKS |
| Apr 27, 2020 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 29, 2021 · Amount on Record |
| Deed Sale | Dec 29, 2021 · Amount on Record |
| Prior Sale | Apr 27, 2020 · Amount on Record |
| Deed Doc Number | 202153565 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Dec 29, 2021 |
| Property Address | 309 COBBLESTONE, TROY, IL 62294-2078 |
| Document Number | 0000053565 |
| Map Reference | PC 59 PG 62 |
| Instrument Date | Dec 17, 2021 |
| Instrument | 2021R53565 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2022 |
| Title Company | ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $322.50 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 309 COBBLESTONE, TROY, IL 62294-2078 |
| Document Number | 0000053566 |
|---|---|
| Date | Dec 29, 2021 |
| Instrument | 2021R53566 |
| Name | HOME LOAN EXPERT LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 3% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 309 COBBLESTONE, TROY, IL 62294-2078 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2021 |
| Title Company | TOWN AND COUNTRY TITLE, TOWN & COUNTRY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000044019 |
|---|---|
| Date | Oct 20, 2021 |
| Instrument | 2021R44019 |
| Name | FCB BANKS |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Apr 27, 2020 |
| Property Address | 309 COBBLESTONE, TROY, IL 62294-2078 |
| Document Number | 0000013251 |
| Instrument Date | Apr 15, 2020 |
| Instrument | 13251 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2020 |
| Title Company | ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $270.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 309 COBBLESTONE TROY IL 622942078, TROY, IL 62294-2078 |
| Document Number | 13252 |
|---|---|
| Date | Apr 27, 2020 |
| Instrument | 13252 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 26, 2050 |
Source: Madison County records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Madison County |
| County Subdivision | Jarvis Township |
| Municipality | Troy City |
| Unified School District | Triad Community Unit School District 2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,521.00 (+6.21%) | $79,800 (+28.3%) Land $21,360 Building $58,440 | $239,400 (+28.17%) Land $64,080 Building $175,320 |
| 2024 | $5,198.00 (+11.86%) | ||
| 2022 | $4,647.00 | $62,200 Land $16,650 Building $45,550 | $186,787 Land $50,000 Building $136,787 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 09-2-22-09-16-404-013 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Building Area | 1,144 sqft Living Area |
| Stories | 2 Stories |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Split Level Style |
| Exterior Material | Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 11,942 sqft (0.274 acres) |
| Depth X Width | 149 ft x 80 ft Depth x Width |
| Garage Type | Attached Garage |
| Patio Area | 168 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 309 COBBLESTONE |
|---|---|
| City | TROY |
| State | IL |
| Zip | 62294-2078 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CREEKSIDE VI LOT 51 80 X 149.28 |
| Legal Subdivision | CREEKSIDE VI |
| Legal Lot Number | 51 |
| Jurisdiction | MADISON IL |
| Minor Civil Division | JARVIS |
| Census Blockgroup | 3 |
| Census Block | 3008 |
| Census Tract | 403531 |
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