309 Cindy Ct, San Ramon, CA 94583 Property Records

Contra Costa County property record for 309 Cindy Ct, San Ramon, CA 94583

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,880 sqft · built 1978
Lot Size	0.177 acres (7,700 sqft)
Owner	2 Individual Names on File
Last Sale	$940,000 (Jul 2019)
Tax Bill	$12,202 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`212-403-011-1`

Property Details

APN / Parcel Number

Primary APN	`212-403-011-1`
Alternative APN	`212-403-011`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,880 sqft Living Area
Gross Area	2,332 sqft
1st Floor Area	1,106 sqft
2nd Floor Area	774 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1990
Lot Area	7,700 sqft (0.177 acres)
Garage Type	Attached
Garage Area	452 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	309 CINDY CT
City	SAN RAMON
State	CA
Zip	94583-2714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 4517 LOT 103 EX MR
Legal Subdivision	SUBDIVISION 4517
Legal Tract	4517
Legal Lot Number	103
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2001
Census Tract	345102

Owner

309 Cindy Ct is owned and occupied by two individuals who bought it in July 2019.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	309 CINDY CT, SAN RAMON, CA 94583-2714
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2022	Deed of Trust, Mortgage · Line of Credit THE POLICE CU
Nov 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage GENERAL MORTGAGE CAPITAL CORP
Jul 30, 2019	Grant Deed, Transfer · Conventional Mortgage GENERAL MORTGAGE CAPITAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2019 · Amount on File
Deed Sale	Jul 30, 2019 · Amount on File
Deed Document Number	2019118201
Prior Transfer Date	Apr 1, 2003
Prior Transfer Doc	0000194980
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	309 CINDY CT, SAN RAMON, CA 94583-2714
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 CINDY CT, SAN RAMON, CA 94583-2714

Mortgage

Document Number	0000073446
Date	Apr 28, 2022
Instrument	2022-073446

Lender

Name	THE POLICE CU
Type	Credit Union
Address	SAN BRUNO, CA 94066

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 27, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	309 CINDY CT, SAN RAMON, CA 94583-2714
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 CINDY CT, SAN RAMON, CA 94583-2714

Mortgage

Document Number	0000261380
Date	Nov 3, 2020
Instrument	2020-261380

Lender

Name	GENERAL MORTGAGE CAPITAL CORP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 30, 2019
Property Address	309 CINDY CT, SAN RAMON, CA 94583-2714
Document Number	0000118201
Map Reference	MB 186 PG 10
Instrument Date	Jul 23, 2019
Instrument	2019-118201
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	309 CINDY CT, SAN RAMON, CA 94583-2714

Mortgage

Document Number	0000118202
Date	Jul 30, 2019
Instrument	2019-118202

Lender

Name	GENERAL MORTGAGE CAPITAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 309 Cindy Ct was $12,202.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,048,582 (+2%) Land $780,861 Building $267,721
2025	$12,202.00	$1,028,022 Land $765,550 Building $262,472
2023	$11,758.00 (+0.75%)	$988,105 Land $735,824 Building $252,281
2022	$11,671.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 309 Cindy Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 Cindy Ct is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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