309 Cherry Dr, Cadiz, KY 42211 Property Records

Trigg County property record for 309 Cherry Dr, Cadiz, KY 42211

Property Summary

Property Type	Single Family Home
Lot Size	0.239 acres (10,390 sqft)
Owner	Individual Name on File
Last Sale	$825,000 (Dec 2023)
Tax Bill	$6,837 (2025)
Deeds & Mortgages	Nov 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`S-2-40-37B-1`

Property Details

APN / Parcel Number

Primary APN	`S-2-40-37B-1`
Alternative APN	`208567`

Exterior

Lot Area	10,390 sqft (0.239 acres)

Location & Zoning

Street Address	309 CHERRY DR
City	CADIZ
State	KY
Zip	42211-8013
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROCKCASTLE SHORES 37B-1
Legal Subdivision	ROCKCASTLE SHORES SUBDIVISION
Legal Lot Number	37B-1
Jurisdiction	TRIGG KY
Township / Civil Division	CERULEAN
Census Block Group	2
Census Block	2011
Census Tract	970100

Owner

309 Cherry Dr is owned by an individual who bought it in December 2023.

Source: Trigg County records, as of April 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1924 JEFFERSON ST, PADUCAH, KY 42001-7118
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2023 · Amount on File
Deed Sale	Dec 5, 2023 · Amount on File
Prior Sale	Nov 18, 2019 · Amount on File
Deed Document Number	2023303937
Deed Book / Page	329 / 834
Record Updated	Jun 8, 2026

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	TRIGG KY
Recording Date	Nov 18, 2019
Property Address	309 CHERRY DR, CADIZ, KY 42211-8013
Document Number	00D307/548
Book / Page	D307 / 548
Map Reference	CAB A SL 45
Instrument Date	Nov 18, 2019
Instrument	202487
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount on Record
Tax	$31.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	124 RUTGERS CIR, 124, CROSSVILLE, TN 38558-8565

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5674 STATE ROUTE 270 W, MORGANFIELD, KY 42437-6343

Mortgage

Document Number	0000202500
Date	Nov 18, 2019
Instrument	202500

Lender

Name	UNITED COMMUNITY BANK OF WEST KY IN
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Nov 15, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 309 Cherry Dr was $6,837.

Source: Trigg County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Trigg County
Unified School District	Trigg County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,837.00	$785,000	$785,000
2023	$5,718.00	$600,000	$600,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 309 Cherry Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 Cherry Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 67% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARKLEY LAKE WATER DISTRICT serves 14,284 people · EPA ID KY1110019
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
energynet Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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