Wake County property record for 309 Chapwith Rd, Garner, NC 27529 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,330 sqft · built 1997 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $220,000 (Feb 2020) |
| Tax Bill | $3,583 (2025) |
| Deeds & Mortgages | Dec 2023 Line of Credit May 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1710.11-65-3998-000 |
| Primary APN | 1710.11-65-3998-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,330 sqft Living Area |
| 1st Floor Area | 1,330 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Lot Area | 9,148 sqft (0.21 acres) |
| Porch | Open Porch |
| Porch Area | 120 sqft |
| Deck Area | 178 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 0236396 |
|---|---|
| Street Address | 309 CHAPWITH RD |
| City | GARNER |
| State | NC |
| Zip | 27529-4882 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LO52 SOUTHVIEW SUB PH3 BM1997-01437 |
| Legal Subdivision | SOUTHVIEW SUB PH3 |
| Legal Phase | 3 |
| Legal Lot Number | 52 |
| Jurisdiction | WAKE NC |
| Township / Civil Division | ST. MARYS |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 52812 |
Source: Wake County records · APN 1710.11-65-3998-000
Assessment roll updated September 9, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 309 CHAPWITH RD, GARNER, NC 27529-4882 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 22, 2023 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| May 27, 2022 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Feb 21, 2020 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Feb 21, 2019 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 21, 2020 · Amount on Record |
| Deed Sale | Feb 21, 2020 · Amount on Record |
| Prior Sale | Jun 04, 2013 · Amount on Record |
| Deed Book / Page | 17755 / 596 |
| Prior Transfer Date | Feb 09, 2005 |
| Prior Transfer Doc | 1122101185 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 309 CHAPWITH RD, GARNER, NC 27529-4882 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2024 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC OH |
| Name | Verified Name |
|---|
| Document Number | 019506/777 |
|---|---|
| Date | Dec 22, 2023 |
| Book Page | 19506/777 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 309 CHAPWITH RD, GARNER, NC 27529-4882 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 19039/2254 |
|---|---|
| Date | May 27, 2022 |
| Book Page | 19039/2254 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | Feb 21, 2020 |
| Property Address | 309 CHAPWITH RD, GARNER, NC 27529-4882 |
| Document Number | 177550596 |
| Book / Page | 17755 / 596 |
| Map Reference | MB 1997 PG 1437 |
| Instrument Date | Feb 20, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $440.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 101 SIGMOND DR, 101, GARNER, NC 27529-6714 |
| Name | Verified Name |
|---|---|
| Address | 309 CHAPWITH RD, GARNER, NC 27529-4882 |
| Document Number | 17755598 |
|---|---|
| Date | Feb 21, 2020 |
| Instrument | 17755/598 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Change Frequency | Annually |
| Min Rate At Change | 4.25% |
| Index | 5-Year CMT |
| Max Rate | 6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 309 CHAPWITH RD, GARNER, NC 27529-4882 |
| Document Number | 173682084 |
| Instrument Date | Feb 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 04, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 309 CHAPWITH RD GARNER NC 275294882, GARNER, NC 27529-4882 |
| Document Number | 173682084 |
|---|---|
| Date | Feb 26, 2019 |
| Book Page | 017368/002084 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 25, 2049 |
Source: Wake County records · Assessment roll updated September 9, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Wake County |
| Municipality | Garner Town |
| Unified School District | Wake County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,583.00 (+43.43%) | $343,607 (+78%) Land $120,000 Building $223,607 | $343,607 (+78%) Land $120,000 Building $223,607 |
| 2023 | $2,498.00 | $193,042 Land $58,000 Building $135,042 | $193,042 Land $58,000 Building $135,042 |
Source: FEMA National Flood Hazard Layer, Wake County (37183C), updated September 7, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371830528121, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2016, other causes |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 191 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Google Fiber | Fiber | 8,000 / 8,000 |
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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