San Diego County property record for 309 Cerro St, Encinitas, CA 92024 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1974 |
| Square Footage | 2,016 sqft Living Area |
| Lot Size | 9,000 sqft (0.207 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,100,000 (2018) |
| Tax Bill | $13,825.00 (2025) |
| Primary APN | 259-340-34-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,016 sqft Living Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Lot Area | 9,000 sqft (0.207 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Heating System | Forced Air with Air Conditioning Heating |
|---|
| Street Address | 309 CERRO ST |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-4804 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 113 TR 007299 |
| Legal Subdivision | EMERALD CLASSIC |
| Legal Tract | 007299 |
| Legal Block | 1 |
| Legal Lot Number | 113 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | SAN DIEGO |
| Census Blockgroup | 1 |
| Census Block | 1007 |
| Census Tract | 17403 |
Source: San Diego County records · APN 259-340-34-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 309 CERRO ST, ENCINITAS, CA 92024-4804 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Dec 08, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SPROUT MTG |
| Sep 17, 2018 | Grant Deed, Transfer · Adjustable Rate Mortgage (ARM) WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 17, 2018 · Amount on Record |
| Deed Sale | Sep 17, 2018 · Amount on Record |
| Deed Doc Number | 2018386923 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 309 CERRO ST, ENCINITAS, CA 92024-4804 |
| Document Number | 0000027946 |
| Instrument Date | Dec 08, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 309 CERRO ST ENCINITAS CA 920244804, ENCINITAS, CA 92024-4804 |
| Document Number | 0000027946 |
|---|---|
| Date | Jan 14, 2021 |
| Instrument | 27946 |
| Name | SPROUT MTG |
|---|---|
| Address | PORT SAINT LUCIE, FL 34986 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 13, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 17, 2018 |
| Property Address | 309 CERRO ST, ENCINITAS, CA 92024-4804 |
| Document Number | 0000386923 |
| Map Reference | MAP 7299 |
| Instrument Date | Aug 06, 2018 |
| Instrument | 2018-0386923 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | EQUITY TITLE SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 309 CERRO ST, ENCINITAS, CA 92024-4804 |
| Document Number | 0000386924 |
|---|---|
| Date | Sep 17, 2018 |
| Instrument | 2018-0386924 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Oct 01, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.5% |
| Index | 1-Year LIBOR |
| Max Rate | 8.5% |
| Document Number | 0000386925 |
|---|---|
| Date | Sep 17, 2018 |
| Instrument | 2018-0386925 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 11, 2048 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,251,608 (+2%) Land $910,261 Building $341,347 | |
| 2025 | $13,825.00 (+6.83%) Homeowner's exemption | $1,227,067 (+4.04%) Land $892,413 Building $334,654 |
| 2023 | $12,941.00 (+2.29%) Homeowner's exemption | $1,179,420 Land $857,760 Building $321,660 |
| 2022 | $12,651.00 |
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