Chippewa County property record for 309 Central Ave, Sault Sainte Marie, MI 49783
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,906 sqft · built 1973 |
| Lot Size | 0.475 acres (20,691 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $130,000 (Nov 2006) |
| Tax Bill | $4,195 (2025) |
| Deeds & Mortgages | Mar 2005 Line of Credit May 2011 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-438-002-00 |
| Primary APN | 051-438-002-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,906 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Bi-Level |
| Lot Area | 20,691 sqft (0.475 acres) |
| Lot Dimensions | 159 ft deep x 130 ft wide |
| Garage Area | 576 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 309 CENTRAL AVE |
|---|---|
| City | SAULT SAINTE MARIE |
| State | MI |
| Zip | 49783-1101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Subdivision | LAKE SHORE SUBD |
| Legal Lot Number | 2 |
| Jurisdiction | CHIPPEWA MI |
| Township / Civil Division | SAULT STE. MARIE |
| Census Block Group | 4 |
| Census Block | 4026 |
| Census Tract | 970500 |
309 Central Ave is owned and occupied by two individuals who bought it in November 2006.
Source: Chippewa County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 309 CENTRAL AVE, SAULT SAINTE MARIE, MI 49783-1101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 31, 2005 | Deed of Trust, Mortgage · Line of Credit FIRST BANK (UPPER MI) |
| May 10, 2011 | Deed of Trust, Mortgage SOO CO-OP CREDIT UNION |
| May 17, 2006 | Deed of Trust, Mortgage · Line of Credit FIRST BANK UPPER MICHIGAN |
| May 10, 2011 | Deed of Trust, Mortgage · Line of Credit SOO CO-OP CREDIT UNION |
| Nov 17, 2006 | Warranty Deed, Transfer SOO CO-OP CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 17, 2006 · Amount on File |
| Deed Sale | Nov 17, 2006 · Amount on File |
| Deed Book / Page | 1024 / 683 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHIPPEWA MI |
| Property Address | 309 CENTRAL AVE, SAULT SAINTE MARIE, MI 49783-1101 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 61, GLADSTONE, MI 49837-0061 |
| Document Number | 000986/177 |
|---|---|
| Date | Mar 31, 2005 |
| Book Page | 986/177 |
| Name | FIRST BANK (UPPER MI) |
|---|---|
| Type | Seller |
| Address | 1400 DELTA AVE, GLADSTONE, MI 49837 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHIPPEWA MI |
| Property Address | 309 CENTRAL AVE, SAULT SAINTE MARIE, MI 49783-1101 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 309 CENTRAL AVE, SAULT SAINTE MARIE, MI 49783-1101 |
| Document Number | 001110/693 |
|---|---|
| Date | May 10, 2011 |
| Book Page | 1110/693 |
| Name | SOO CO-OP CREDIT UNION |
|---|---|
| Address | 4489 I 75 BUSINESS SPUR, SAULT SAINTE MARIE, MI 49783 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Jun 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHIPPEWA MI |
| Property Address | 309 CENTRAL AVE, SAULT SAINTE MARIE, MI 49783-1101 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 61, GLADSTONE, MI 49837-0061 |
| Document Number | 001012/977 |
|---|---|
| Date | May 17, 2006 |
| Book Page | 1012/977 |
| Name | FIRST BANK UPPER MICHIGAN |
|---|---|
| Type | Seller |
| Address | 1400 DELTA AVE, GLADSTONE, MI 49837 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHIPPEWA MI |
| Property Address | 309 CENTRAL AVE, SAULT SAINTE MARIE, MI 49783-1101 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 309 CENTRAL AVE, SAULT SAINTE MARIE, MI 49783-1101 |
| Document Number | 001110/708 |
|---|---|
| Date | May 10, 2011 |
| Book Page | 1110/708 |
| Name | SOO CO-OP CREDIT UNION |
|---|---|
| Type | Seller |
| Address | 4489 I 75 BUSINESS SPUR, SAULT SAINTE MARIE, MI 49783 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHIPPEWA MI |
| Recording Date | Nov 17, 2006 |
| Property Address | 309 CENTRAL AVE, SAULT SAINTE MARIE, MI 49783-1101 |
| Document Number | 001024/683 |
| Book / Page | 1024 / 683 |
| Instrument Date | Nov 17, 2006 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7531 US HIGHWAY 2 41 M35, GLADSTONE, MI 49837-2402 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4849 S NICOLET RD, SAULT SAINTE MARIE, MI 49783-9019 |
| Document Number | 001024/684 |
|---|---|
| Date | Nov 17, 2006 |
| Book Page | 1024/684 |
| Name | SOO CO-OP CREDIT UNION |
|---|---|
| Address | 536 BINGHAM AVE, SAULT SAINTE MARIE, MI 49783 |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Dec 1, 2036 |
The 2025 property tax bill for 309 Central Ave was $4,195 with a homeowner's exemption, up 6.4% from the year before.
Source: Chippewa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Chippewa County |
| Municipality | Sault Ste. Marie City |
| Unified School District | Sault Ste. Marie Area Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $116,200 (+7.1%) | $232,400 (+7.1%) | |
| 2025 | $4,195.00 (+6.42%) Homeowner's exemption | $108,500 | $217,000 |
| 2024 | $3,942.00 | ||
| 2023 | $80,600 | $161,200 | |
| 2020 | $2,909.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 309 Central Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 309 Central Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAULT STE MARIE serves 14,689 people · EPA ID MI0005950 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Mar 2020 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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