309 Central Ave E, Medford, MN 55049 Property Records

Steele County property record for 309 Central Ave E, Medford, MN 55049

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,168 sqft · built 2008
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Last Sale	$239,000 (Aug 2018)
Tax Bill	$4,516 (2026)
Deeds & Mortgages	Oct 2022 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-120-0103`

Property Details

APN / Parcel Number

Primary APN	`16-120-0103`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	1,168 sqft Living Area
Basement Area	990 sqft
Finished Basement	990 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Attached
Garage Area	749 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	309 CENTRAL AVE E
City	MEDFORD
State	MN
Zip	55049-9587
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK 1 LOT 3 WENCL OLD SCHOOL ADDITION
Legal Range	20
Legal Township	108
Legal Section	09
Legal Subdivision	SCHOOL ADDITION
Legal Block	1
Legal Lot Number	3
Jurisdiction	STEELE MN
Township / Civil Division	MEDFORD
Census Block Group	2
Census Block	2068
Census Tract	960100

Owner

Source: Steele County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	309 CENTRAL AVE E, MEDFORD, MN 55049-9587
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2022	Deed of Trust, Mortgage HUD
Aug 6, 2020	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE
Aug 30, 2018	Warranty Deed, Transfer · FHA Mortgage AMERICAN MTG & EQUITY CONSULT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2018 · Amount on Record
Deed Sale	Aug 30, 2018 · Amount on Record
Prior Sale	Jun 13, 2016 · Amount on Record
Deed Document Number	2018420000
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEELE MN
Property Address	309 CENTRAL AVE E, MEDFORD, MN 55049-9587
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000444944
Date	Oct 12, 2022
Instrument	A000444944

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	336 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEELE MN
Property Address	309 CENTRAL AVE E, MEDFORD, MN 55049-9587
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000430601
Date	Aug 6, 2020
Instrument	A000430601

Lender

Name	NATIONSTAR MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEELE MN
Recording Date	Aug 30, 2018
Property Address	309 CENTRAL AVE E, MEDFORD, MN 55049-9587
Document Number	A000420000
Instrument Date	Jul 26, 2018
Instrument	A000420000
Transaction Type	Transfer
Record Updated	Sep 10, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$788.70
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 CENTRAL AVE E, MEDFORD, MN 55049-9587

Mortgage

Document Number	A000420001
Date	Aug 30, 2018
Instrument	A000420001

Lender

Name	AMERICAN MTG & EQUITY CONSULT

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Steele County assessment roll, as of September 8, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Steele County
Municipality	Medford City
Unified School District	Medford Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,516.00 (+18.03%)
2025		$318,700 (+11.63%) Land $33,300 Building $285,400	$318,700 (+11.63%) Land $33,300 Building $285,400
2023	$3,826.00 Homeowner's exemption	$285,500 Land $32,300 Building $253,200	$285,500 Land $32,300 Building $253,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2010–2016)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Medford serves 1,200 people · EPA ID MN1740005
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Midco Cable · Fixed Wireless in parts of the area	1,250 / 250
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Minnesota WiFi.

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