309 Center Ave, Spring Valley, MN 55975 Property Records

Fillmore County property record for 309 Center Ave, Spring Valley, MN 55975

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 878 sqft · built 1917
Lot Size	0.239 acres (10,428 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (Apr 2026)
Tax Bill	$1,252 (2026)
Deeds & Mortgages	Aug 2005 Line of Credit Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`36.0635.000`

Property Details

APN / Parcel Number

Primary APN	`36.0635.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	878 sqft Heated Area
Gross Area	1,038 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1930
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Flat
Roof Material	Asphalt
Lot Area	10,428 sqft (0.239 acres)
Lot Dimensions	158 ft deep x 66 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	309 CENTER AVE
City	SPRING VALLEY
State	MN
Zip	55975-1601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRISWOLD & WARNERS ADDITION LOT-008 BLOCK-004 LOT 8 BLK 4 GRISWOLD & WARNERS ADD INCL ADJOINING VACATED ALLEY
Legal Subdivision	GRISWOLD & WARNERS ADDITION
Legal Block	4
Legal Lot Number	8
Jurisdiction	FILLMORE MN
Township / Civil Division	SPRING VALLEY
Census Block Group	3
Census Block	3021
Census Tract	960300

Owner

Source: Fillmore County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	309 CENTER AVE, SPRING VALLEY, MN 55975-1601
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2005	Deed of Trust, Mortgage · Line of Credit WELLS FARGO FINANCIAL BANK
Apr 3, 2026	Warranty Deed, Transfer · FHA Mortgage PROSPERITY HOME MORTGAGE
Dec 21, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage MANUFACTURERS BANK & TRUST
May 11, 2018	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2026 · Amount on Record
Deed Sale	Apr 3, 2026 · Amount on Record
Prior Sale	Dec 21, 2020 · Amount on Record
Deed Document Number	2026454196
Record Updated	Sep 20, 2026

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	309 CENTER AVE, SPRING VALLEY, MN 55975-1601
Transaction Type	Mortgage
Record Updated	Apr 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000348196
Date	Aug 26, 2005
Instrument	348196

Lender

Name	WELLS FARGO FINANCIAL BANK
Type	Bank
Address	00000

Agreement

Type	Line of Credit
Amount	Amount Recorded

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FILLMORE MN
Recording Date	Apr 3, 2026
Property Address	309 CENTER AVE, SPRING VALLEY, MN 55975-1601
Document Number	0000454196
Instrument Date	Apr 1, 2026
Instrument	2026454196
Transaction Type	Transfer
Record Updated	Apr 20, 2026
Title Company	EDINA REALTY TITLE, EDINA REALTY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$61,660.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	309 CENTER AVE, SPRING VALLEY, MN 55975-1601

Mortgage

Document Number	0000454197,
Date	Apr 3, 2026
Instrument	2026454197

Lender

Name	PROSPERITY HOME MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.01%
Max Rate	-1%

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FILLMORE MN
Recording Date	Dec 21, 2020
Property Address	309 CENTER AVE, SPRING VALLEY, MN 55975-1601
Document Number	430206
Instrument Date	Dec 18, 2020
Instrument	430206
Transaction Type	Transfer
Record Updated	Aug 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 CENTER AVE, SPRING VALLEY, MN 55975-1601

Mortgage

Document Number	430207
Date	Dec 21, 2020
Instrument	430207

Lender

Name	MANUFACTURERS BANK & TRUST

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FILLMORE MN
Recording Date	May 11, 2018
Property Address	309 CENTER AVE, SPRING VALLEY, MN 55975-1601
Document Number	000000417359
Instrument Date	Apr 26, 2018
Instrument	000000417359
Transaction Type	Transfer
Record Updated	Aug 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 CENTER AVE, SPRING VALLEY, MN 55975-1601

Mortgage

Document Number	000000417360
Date	May 11, 2018
Instrument	000000417360

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Fillmore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Fillmore County
Municipality	Spring Valley City
Unified School District	Kingsland Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,252.00 (+0.32%) Homeowner's exemption	$137,000 (+19.65%) Land $23,100 Building $113,900	$137,000 (+19.65%) Land $23,100 Building $113,900
2025	$1,248.00 (+3.14%) Homeowner's exemption	$114,500 (+11.17%) Land $23,100 Building $91,400	$114,500 (+11.17%) Land $23,100 Building $91,400
2023		$103,000 Land $23,100 Building $79,900	$103,000 Land $23,100 Building $79,900
2020	$1,210.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	14 (2000–2013)
Most Recent Claim	May 2013 · river or lake flooding
Claims by Event	Severe Winter Storms, Flooding, And Tornadoes, Apr 2001 · 5 claims Severe Storms And Flooding, Jul 2000 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Spring Valley serves 2,580 people · EPA ID MN1230012
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
GigFire Fixed Wireless	150 / 130
Hiawatha Broadband Communications Fixed Wireless	100 / 20

May also be available: Verizon.

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