309 Cedar St, Beaufort, NC 28516 Property Records

Carteret County property record for 309 Cedar St, Beaufort, NC 28516

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 832 sqft · built 1945
Lot Size	0.148 acres (6,447 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Jul 2006)
Tax Bill	$1,682 (2025)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`7306.17.11.9792000`

Property Details

APN / Parcel Number

Primary APN	`7306.17.11.9792000`
Alternative APNs	`12636` `25095`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	832 sqft Heated Area
Gross Area	1,327 sqft
1st Floor Area	832 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1978
Architectural Style	Cottage
Exterior Material	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,447 sqft (0.148 acres)
Lot Dimensions	183 ft deep x 36 ft wide

Exterior Amenities

Porch	Slab
Porch Area	107 sqft
Deck Area	97 sqft
Shed	1 Shed
Shed Area	135 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	25095
Street Address	309 CEDAR ST
City	BEAUFORT
State	NC
Zip	28516-1804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART L161 OLD TOWN BEAUFORT CEDAR STREET
Legal Subdivision	OLD TOWN
Legal Block	11
Legal Lot Number	161
Jurisdiction	CARTERET NC
Township / Civil Division	BEAUFORT
Census Block Group	2
Census Block	2044
Census Tract	970305

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Beaufort Historic District listed 1974 · 16 contributing resources · NRIS 74001331

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	414 ORANGE ST, BEAUFORT, NC 28516-1823
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2006 · Amount on Record
Deed Sale	Jul 10, 2006 · Amount on Record
Deed Document Number	20061179381
Deed Book / Page	1179 / 381
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	309 CEDAR ST, BEAUFORT, NC 28516-1804
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017190140
Date	Apr 27, 2021
Book Page	1719/140
Instrument	1719140

Lender

Name	DOGWOOD STATE BANK
Type	Bank
Address	MIDDLESEX, NC 27557

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Beaufort Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$272,977 (-) Land $117,100 Building $155,877	$272,977 (-) Land $117,100 Building $155,877
2025	$1,682.00 (+56.03%)	$272,977 (+128.52%) Land $117,100 Building $155,877	$272,977 (+128.52%) Land $117,100 Building $155,877
2023		$119,453 Land $97,632 Building $21,821	$119,453 Land $97,632 Building $21,821
2022	$1,078.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 106 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	112 units insured incl. 6 condo units
Nearby Flood Claims	6 (2018–2025)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Aug 2025 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BEAUFORT serves 4,452 people · EPA ID NC0416010
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	5 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20