309 Cedar Grove Rd, Winchester, VA 22603 Property Records

Frederick County property record for 309 Cedar Grove Rd, Winchester, VA 22603

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,048 sqft · built 2005
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$181,000 (Jan 2009)
Tax Bill	$1,665 (2026)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31A-55A`

Property Details

APN / Parcel Number

Primary APN	`31A-55A`
Alternative APN	`8027693`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,048 sqft Living Area
Gross Area	2,400 sqft
1st Floor Area	980 sqft
Basement Area	384 sqft
Finished Basement	384 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2019
Architectural Style	Split Foyer
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Terrain	Rolling
Garage Type	Built-in
Parking Spaces	1 Parking Space
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected
Water Source	Well

Location & Zoning

Account Number	8027693
Street Address	309 CEDAR GROVE RD
City	WINCHESTER
State	VA
Zip	22603-3110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	1.00 ACRE
Legal Subdivision	2
Jurisdiction	FREDERICK VA
Township / Civil Division	GAINESBORO
Census Block Group	2
Census Block	2007
Census Tract	50200

Owner

Source: Frederick County records · APN 31A-55A

Assessment roll updated July 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	309 CEDAR GROVE RD, WINCHESTER, VA 22603-3110
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2020	Grant Deed, Transfer VELLUM MTG LLC
Jun 05, 2020	Quit Claim Deed, Transfer · FHA Mortgage CARRINGTON MTG SVCS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 05, 2009 · Amount on Record
Deed Sale	Jan 05, 2009 · Amount on Record
Prior Sale	Nov 03, 2008 · Amount on Record
Deed Book / Page	900 / 60
Record Updated	Sep 20, 2026

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK VA
Recording Date	Nov 17, 2020
Property Address	309 CEDAR GROVE RD, WINCHESTER, VA 22603-3110
Document Number	0000016539
Instrument Date	Nov 13, 2020
Instrument	16539
Transaction Type	Transfer
Record Updated	Dec 16, 2020
Title Company	PEAK SETTLEMENTS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	309 CEDAR GROVE RD WINCHESTER VA 226033110, WINCHESTER, VA 22603-3110

Mortgage

Document Number	16540
Date	Nov 17, 2020
Instrument	16540

Lender

Name	VELLUM MTG LLC

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 16, 2050

Mortgage

Document Number	16541,
Date	Nov 17, 2020
Instrument	16541

Lender

Name	FVCBANK

Agreement

Amount	Amount Recorded

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREDERICK VA
Recording Date	Jun 05, 2020
Property Address	309 CEDAR GROVE RD, WINCHESTER, VA 22603-3110
Document Number	0000006720
Instrument Date	May 13, 2020
Instrument	6720
Transaction Type	Transfer
Record Updated	Jul 08, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	309 CEDAR GROVE RD WINCHESTER VA 226033110, WINCHESTER, VA 22603-3110

Mortgage

Document Number	6721
Date	Jun 05, 2020
Instrument	6721

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 04, 2050

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 9, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,665.00 (+10.41%)	$314,180 Land $88,000 Building $226,180	$314,180 Land $88,000 Building $226,180
2025	$1,508.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 3, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2018–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2021 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 62% of the US · above 62% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 51 locations within half a mile of this property.

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