Allegany County property record for 309 Cecelia St, Cumberland, MD 21502
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,100 sqft · built 1912 |
| Lot Size | 0.056 acres (2,444 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $84 (2025) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-006649 |
| Primary APN | 22-006649 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,100 sqft Total Area |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 1912 |
| Exterior Material | Brick |
| Roof Material | Slate |
| Lot Area | 2,444 sqft (0.056 acres) |
| Porch | Slab |
| Porch Area | 325 sqft |
| Heating System | Radiant |
|---|---|
| Sewer | Connected |
| Account Number | 006649 |
|---|---|
| Street Address | 309 CECELIA ST |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-3123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 309 CECELIA ST 31X82 33X70 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 22, CUMBERLAND |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 500 |
309 Cecelia St is owned by an individual who acquired it in February 2014.
Source: Allegany County records, as of October 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 223 E UNION ST, CUMBERLAND, MD 21502-3165 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 9, 2000 |
| Deed Sale | May 9, 2000 |
| Prior Sale | Jun 9, 1982 · Amount on File |
| Deed Document Number | 2000765 |
| Deed Book / Page | 681 / 832 |
| Last Transfer Date | Feb 21, 2014 |
| Transfer Doc | 0020380209 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | May 18, 2021 |
| Property Address | 309 CECELIA ST, CUMBERLAND, MD 21502-3123 |
| Document Number | 002660-0216 |
| Book / Page | 2660 / 216 |
| Instrument Date | Apr 29, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 223 E UNION ST, CUMBERLAND, MD 21502-3165 |
| Document Number | 0002660221 |
|---|---|
| Date | May 18, 2021 |
| Instrument | 2660/221 |
| Name | LINDA DERMER |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 47 Months |
| Due | Apr 1, 2025 |
The 2025 property tax bill for 309 Cecelia St was $84.
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,200 (+32.61%) Land $2,200 Building $10,000 | $12,200 (-) Land $2,200 Building $10,000 | |
| 2025 | $84.00 | $9,200 | $12,200 Land $2,200 Building $10,000 |
| 2023 | $29.00 | $3,200 Land $2,200 Building $1,000 | $3,200 Land $2,200 Building $1,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 309 Cecelia St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2008 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 309 Cecelia St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| SkyPacket Fixed Wireless | 100 / 20 |
May also be available: Crowsnest Broadband.
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