Perry County property record for 309 Carter St, Hazard, KY 41701
| Property Type | Single Family Home |
|---|---|
| Details | 780 sqft · built 1963 |
| Lot Size | 0.11 acres (5,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $145,000 (Nov 2024) |
| Tax Bill | $56 (2023) |
| Deeds & Mortgages | Apr 2024 Construction Loan Nov 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 101-14 19 002.00 |
| Primary APN | 101-14 19 002.00 |
|---|---|
| Alternative APNs |
|
| Building Area | 780 sqft Total Area |
|---|
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Mobile Home |
| Lot Area | 5,000 sqft (0.11 acres) |
| Lot Dimensions | 50 ft deep x 100 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Account Number | 75280 |
|---|---|
| Street Address | 309 CARTER ST |
| City | HAZARD |
| State | KY |
| Zip | 41701-1109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DB 438 PG 768 11-12-24 |
| Jurisdiction | PERRY KY |
| Township / Civil Division | HAZARD |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 970602 |
309 Carter St is owned and occupied by an individual who bought it in November 2024.
Source: Perry County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 309 CARTER ST, HAZARD, KY 41701-1109 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 23, 2024 | Deed of Trust, Mortgage · Construction Mortgage 1ST TRUST BANK INC |
| Nov 12, 2024 | Warranty Deed, Transfer · USDA Mortgage USDA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 12, 2024 · Amount on File |
| Deed Sale | Nov 12, 2024 · Amount on File |
| Deed Document Number | 2024317374 |
| Deed Book / Page | 438 / 768 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PERRY KY |
| Property Address | 309 CARTER ST, HAZARD, KY 41701-1109 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2025 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 7284, HAZARD, KY 41702-7284 |
| Investor | Possibly a Property Investor |
| Document Number | 000500/190 |
|---|---|
| Date | Apr 23, 2024 |
| Book Page | 500/190 |
| Name | 1ST TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | HAZARD, KY 41701 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Apr 19, 2025 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PERRY KY |
| Recording Date | Nov 12, 2024 |
| Property Address | 309 CARTER ST, HAZARD, KY 41701-1109 |
| Document Number | 000438/768 |
| Book / Page | 438 / 768 |
| Instrument Date | Oct 21, 2024 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2025 |
| Title Company | KENTUCKY MOUNTAIN LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $145.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2871 N MAIN ST, HAZARD, KY 41701-5975 |
| Name | Verified Name |
|---|---|
| Address | 309 CARTER ST, HAZARD, KY 41701-1109 |
| Document Number | 0000505662 |
|---|---|
| Date | Nov 12, 2024 |
| Instrument | 505/662 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 395 Months |
| Due | Oct 21, 2057 |
| Document Number | 000505/671 |
|---|---|
| Date | Nov 12, 2024 |
| Book Page | 505/671 |
| Name | HOUSING DEVELOPMENT ALLIANCE INC |
|---|---|
| Type | Non-Lending Institution |
| Address | HAZARD, KY 41701 |
| Amount | Amount on Record |
|---|
Source: Perry County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Perry County |
| Municipality | Hazard City |
| Unified School District | Hazard Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $145,000 (-) | $145,000 (-) | |
| 2025 | $145,000 | $145,000 | |
| 2023 | $56.00 | $5,000 Land $5,000 | $5,000 Land $5,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 309 Carter St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 14, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 12 (2020–2025) |
| Most Recent Claim | Feb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 309 Carter St is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 78% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAZARD WATER DEPARTMENT serves 26,730 people · EPA ID KY0970184 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Thacker-Grigsby Telephone Cable | 1,000 / 20 |
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