309 Caroline St, Fredericksburg, VA 22401 Property Records

Fredericksburg City property record for 309 Caroline St, Fredericksburg, VA 22401

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,256 sqft · built 1890
Lot Size	0.203 acres (8,843 sqft)
Owner	Individual Name on File
Last Sale	$1,300,000 (May 2022)
Tax Bill	$9,033 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage Nov 2018 Sale & Mortgage
APN	`7789-23-6253`

Property Details

APN / Parcel Number

Primary APN	`7789-23-6253`
Alternative APNs	`0495` `495`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,256 sqft Living Area
1st Floor Area	1,408 sqft
Basement Area	320 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Exterior Material	Wood Siding
Foundation Type	Masonry
Roof Type	Hip
Roof Material	Metal
Lot Area	8,843 sqft (0.203 acres)
Lot Dimensions	180 ft deep x 49 ft wide
Terrain	Rolling
Garage Type	Mixed
Garage Area	550 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	385 sqft
Patio Area	270 sqft
Cabin	300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	495
Old Parcel Number	0495
Street Address	309 CAROLINE ST
City	FREDERICKSBURG
State	VA
Zip	22401-6011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LT 255 BL 51-309 & 104 FREDER
Legal Subdivision	HOWISON
Legal Block	51
Legal Lot Number	255
Jurisdiction	FREDERICKSBURG CITY VA
Township / Civil Division	FREDERICKSBURG
Census Block Group	3
Census Block	3006
Census Tract	400

Owner

309 Caroline St is owned and occupied by an individual who bought it in May 2022.

Source: Fredericksburg City records, as of March 6, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	309 CAROLINE ST, FREDERICKSBURG, VA 22401-6011
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 3, 2022	Warranty Deed, Transfer · VA Mortgage AMERIS BANK
Nov 16, 2018	Warranty Deed, Transfer · ARM GEORGE MASON MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2022 · Amount on File
Deed Sale	May 3, 2022 · Amount on File
Prior Sale	Nov 16, 2018 · Amount on File
Deed Document Number	202201351
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICKSBURG CITY VA
Recording Date	May 3, 2022
Property Address	309 CAROLINE ST, FREDERICKSBURG, VA 22401-6011
Document Number	0202201351
Instrument Date	Apr 26, 2022
Instrument	202201351
Transaction Type	Transfer
Record Updated	Jun 8, 2022
Title Company	EKKO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 CAROLINE ST, FREDERICKSBURG, VA 22401-6011

Mortgage

Document Number	0202201352
Date	May 3, 2022
Instrument	202201352

Lender

Name	AMERIS BANK

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICKSBURG CITY VA
Recording Date	Nov 16, 2018
Property Address	309 CAROLINE ST, FREDERICKSBURG, VA 22401-6011
Document Number	0180002448
Instrument Date	Nov 15, 2018
Instrument	180002448
Transaction Type	Transfer
Record Updated	Apr 5, 2022
Title Company	UNIVERSAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 CAROLINE ST, FREDERICKSBURG, VA 22401-6011

Mortgage

Document Number	0180002451
Date	Nov 16, 2018
Instrument	180002451

Lender

Name	GEORGE MASON MORTGAGE LLC

Agreement

Type	ARM
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Type Change Date	Dec 1, 2025
Margin	3

Tax Assessment & Valuation

The 2026 property tax bill for 309 Caroline St was $9,033.

Source: Fredericksburg City assessment roll, as of January 1, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Fredericksburg City
Unified School District	Fredericksburg City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,033.00	$1,115,200 Land $330,000 Building $785,200	$1,115,200 Land $330,000 Building $785,200
2024	$7,239.00	$813,400 Land $235,000 Building $578,400	$813,400 Land $235,000 Building $578,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 309 Caroline St; 24 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 24 policies
Nearby Flood Policies	24 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 309 Caroline St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICKSBURG serves 28,350 people · EPA ID VA6630050
Water Source	Purchased surface water from SPOTSYLVANIA COUNTY UTILITIES
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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