Edmonson County property record for 309 Carnes Rd, Smiths Grove, KY 42171
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.04 acres (45,302 sqft) |
| Owner | Individual Name on File |
| Last Sale | $184,500 (Jan 2017) |
| Tax Bill | $1,944 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage Jan 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-80-00-032.00 |
| Primary APN | 051-80-00-032.00 |
|---|---|
| Alternative APN |
|
| Lot Area | 45,302 sqft (1.04 acres) |
|---|
| Street Address | 309 CARNES RD |
|---|---|
| City | SMITHS GROVE |
| State | KY |
| Zip | 42171-8329 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & LOT 32 RICHLAND |
| Legal Lot Number | 32 |
| Jurisdiction | EDMONSON KY |
| Township / Civil Division | BROWNSVILLE |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 920401 |
309 Carnes Rd is owned and occupied by an individual who bought it in January 2017.
Source: Edmonson County records, as of December 18, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 309 CARNES RD, SMITHS GROVE, KY 42171-8329 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 24, 2023 | Deed of Trust, Mortgage · Loan Assumption FLAGSTAR BANK FSB |
| Jan 3, 2017 | Deed, Transfer · Conventional Mortgage PHH MORTGAGE SERVICES CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 3, 2017 · Amount on File |
| Deed Sale | Jan 3, 2017 · Amount on File |
| Deed Document Number | 0000231737 |
| Deed Book / Page | 231 / 737 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EDMONSON KY |
| Property Address | 309 CARNES RD, SMITHS GROVE, KY 42171-8329 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2025 |
| Name | Verified Name |
|---|
| Document Number | 00M398/718 |
|---|---|
| Date | Mar 24, 2023 |
| Book Page | M398/718 |
| Instrument | 1727639 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Loan Assumption |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | EDMONSON KY |
| Recording Date | Jan 3, 2017 |
| Property Address | 309 CARNES RD, SMITHS GROVE, KY 42171-8329 |
| Document Number | 000231/737 |
| Book / Page | 231 / 737 |
| Instrument Date | Dec 29, 2016 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7830 BROWNSVILLE RD, SMITHS GROVE, KY 42171-8809 |
| Name | Verified Name |
|---|---|
| Address | 309 CANNES RD, SMITHS GROVE, KY 42171 |
| Document Number | 000327/465 |
|---|---|
| Date | Jan 3, 2017 |
| Book Page | 327/465 |
| Name | PHH MORTGAGE SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2032 |
The 2025 property tax bill for 309 Carnes Rd was $1,944.
Source: Edmonson County assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Edmonson County |
| Unified School District | Edmonson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,944.00 | $215,000 | $215,000 |
| 2023 | $1,949.00 | $215,000 | $215,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 309 Carnes Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 309 Carnes Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EDMONSON CO WATER DISTRICT serves 17,848 people · EPA ID KY0310114 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2025 Treatment failure resolved · Jun 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| South Central Rural Telecommunications Cooperative Fiber | 1,000 / 1,000 |
| Windstream DSL | 100 / 20 |
May also be available: Verizon.
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