309 Cardinal St, Zapata, TX 78076 Property Records

Zapata County property record for 309 Cardinal St, Zapata, TX 78076

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,120 sqft · built 2021
Lot Size	1.28 acres (56,018 sqft)
Owner	Individual Name on File
Tax Bill	$860 (2025)
Deeds & Mortgages	Aug 2024 Mortgage Jan 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R003773`

Property Details

APN / Parcel Number

Primary APN	`R003773`
Alternative APN	`001500030005000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,120 sqft Living Area

Exterior

Year Built	Built 2021
Exterior Material	Other
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	56,018 sqft (1.28 acres)
Lot Dimensions	160 ft deep x 350 ft wide
Porch	Open Porch
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	R003773
Old Parcel Number	001500030005000
Street Address	309 CARDINAL ST
City	ZAPATA
State	TX
Zip	78076-4749
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FALCON MESA, BLOCK 3, LOT 5 THRU 11
Legal Subdivision	FALCON MESA
Legal Block	3
Legal Lot Number	5-11 6
Jurisdiction	ZAPATA TX
Township / Civil Division	ZAPATA
Census Block Group	1
Census Block	1004
Census Tract	950305

Owner

Source: Zapata County assessment roll, as of July 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	309 CARDINAL ST, ZAPATA, TX 78076-4749
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2024	Deed of Trust, Mortgage · Commercial Mortgage ZAPATA NATIONAL BANK
Jan 5, 2026	Vendor's Lien, Transfer PRIME LENDING INC
Jan 5, 2026	Vendor's Lien, Transfer · FHA Mortgage PRIME LENDING INC
Jul 2, 2019	Vendor's Lien, Transfer · Stand-Alone First Mortgage ZAPATA NATIONAL BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 5, 2026
Deed Sale	Jan 5, 2026
Prior Sale	Jul 2, 2019
Deed Document Number	195792
Record Updated	Sep 20, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ZAPATA TX
Property Address	309 CARDINAL ST, ZAPATA, TX 78076-4749
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 OVERVIEW DR, ZAPATA, TX 78076-3780

Mortgage

Document Number	0000192942
Date	Aug 6, 2024
Instrument	192942

Lender

Name	ZAPATA NATIONAL BANK
Type	Bank
Address	ZAPATA, TX 78076

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2026: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ZAPATA TX
Recording Date	Jan 5, 2026
Property Address	309 CARDINAL ST, ZAPATA, TX 78076-4749
Document Number	0000195792
Map Reference	VOL 3 PG 80
Instrument Date	Dec 31, 2025
Instrument	195792
Transaction Type	Transfer
Record Updated	Feb 19, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 CARDINAL ST, ZAPATA, TX 78076-4749

Mortgage

Date	Jan 5, 2026

Lender

Name	PRIME LENDING INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

January 2026: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ZAPATA TX
Recording Date	Jan 5, 2026
Property Address	309 CARDINAL ST, ZAPATA, TX 78076-4749
Document Number	0000195792
Map Reference	VOL 3 PG 80
Instrument Date	Dec 31, 2025
Instrument	195792
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 CARDINAL ST, ZAPATA, TX 78076-4749

Mortgage

Document Number	0000195793
Date	Jan 5, 2026
Instrument	195793

Lender

Name	PRIME LENDING INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

July 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ZAPATA TX
Recording Date	Jul 2, 2019
Property Address	309 CARDINAL ST, ZAPATA, TX 78076-4749
Document Number	0000181027
Map Reference	VOL 3 PG 80
Instrument Date	Jun 21, 2019
Instrument	181027
Transaction Type	Transfer
Record Updated	Apr 19, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1215 S TOWER RD, ALAMO, TX 78516-9494

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 OVERVIEW DR, ZAPATA, TX 78076-3780

Mortgage

Document Number	0000181028
Date	Jul 2, 2019
Instrument	181028

Lender

Name	ZAPATA NATIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Zapata County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Zapata County
Unified School District	Zapata County Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$860.00 (-31.53%) Homeowner's exemption	$108,763 (-) Land $52,080 Building $56,683	$108,763 (-) Land $52,080 Building $56,683
2023		$108,763 Land $52,080 Building $56,683	$108,763 Land $52,080 Building $56,683
2022	$1,256.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 77% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ZAPATA COUNTY WATERWORKS SWTP serves 13,736 people · EPA ID TX2530002
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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