Highlands County property record for 309 Cardinal Rd, Sebring, FL 33876 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,718 sqft · built 2008 |
| Lot Size | 0.406 acres (17,676 sqft) |
| Owner | Individual Name on File |
| Last Sale | $373,000 (Jun 2026) |
| Tax Bill | $2,078 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Jun 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | C-15-35-30-060-0JJ0-0060 |
| Primary APN | C-15-35-30-060-0JJ0-0060 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,718 sqft Living Area |
| Gross Area | 3,243 sqft |
| 1st Floor Area | 2,424 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 17,676 sqft (0.406 acres) |
| Lot Dimensions | 125 ft deep x 142 ft wide |
| Garage Type | Attached |
| Garage Area | 525 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 485 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 309 CARDINAL RD |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33876-7417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING LAKE VILLAGE VI PB 10-PG 21 LOT 6 BLK JJ |
| Legal Range | 30E |
| Legal Township | 35S |
| Legal Section | 15 |
| Legal Subdivision | SPRING LAKE VILL 06 |
| Legal Block | JJ |
| Legal Lot Number | 6 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 4 |
| Census Block | 4050 |
| Census Tract | 961000 |
Source: Highlands County records · APN C-15-35-30-060-0JJ0-0060
Assessment roll updated December 10, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18420 SW 78TH PL, CUTLER BAY, FL 33157-7459 |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Jun 16, 2026 | Warranty Deed, Transfer WHEATLAND TITLE, HEARTLAND TITLE |
| Jun 16, 2026 | Correction Deed, Transfer WHEATLAND TITLE, HEARTLAND TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 16, 2026 · Amount on Record |
| Deed Sale | Jun 16, 2026 · Amount on Record |
| Prior Sale | Aug 02, 2011 · Amount on Record |
| Deed Document Number | 20262317323 |
| Deed Book / Page | 3198 / 1933 |
| Prior Transfer Date | May 27, 2025 |
| Prior Transfer Doc | 0002262008 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jun 16, 2026 |
| Property Address | 309 CARDINAL RD, SEBRING, FL 33876-7417 |
| Document Number | 0002317323 |
| Book / Page | 3198 / 1933 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 20262317323 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2026 |
| Title Company | WHEATLAND TITLE, HEARTLAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $263,711.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18420 SW 78TH PL, CUTLER BAY, FL 33157-7459 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jun 16, 2026 |
| Property Address | 309 CARDINAL RD, SEBRING, FL 33876-7417 |
| Document Number | 0002317321 |
| Book / Page | 3198 / 1928 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 20262317321 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2026 |
| Title Company | WHEATLAND TITLE, HEARTLAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4006 DUFFER RD, SEBRING, FL 33872-1608 |
Source: Highlands County records · Assessment roll updated December 10, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,078.00 (+3.43%) | $137,467 (+5.99%) | $340,222 (+1.52%) Land $15,000 Building $325,222 |
| 2024 | $2,009.00 (+4.74%) | ||
| 2023 | $1,918.00 (+2.46%) Homeowner's exemption | $129,702 (+3%) | $335,125 (+13.69%) Land $15,000 Building $320,125 |
| 2022 | $1,872.00 Homeowner's exemption | $125,924 | $294,772 Land $11,000 Building $283,772 |
Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120559610004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 22 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 4 (2017–2022) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2022, river or lake flooding, Hurricane Ian |
| Claims By Storm |
|
| Wildfire Risk | High above 73% of the US · above 57% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 314 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 119 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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