309 Caramist Cir, Reading, PA 19608 Property Records

Berks County property record for 309 Caramist Cir, Reading, PA 19608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,692 sqft · built 2009
Lot Size	0.02 acres (871 sqft)
Owner	2 Individual Names on File
Last Sale	$179,900 (Jul 2020)
Tax Bill	$2,026 (2026)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Feb 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`4376-03-44-9772`

Property Details

APN / Parcel Number

Primary APN	`4376-03-44-9772`
Alternative APNs	`51-4376-03-44-9772` `51001336` `001336`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,692 sqft Living Area

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Aluminum/Vinyl
Lot Area	871 sqft (0.02 acres)
View / Lot	Neighborhood
Garage Type	Attached
Porch	Open Frame Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	51001336
Street Address	309 CARAMIST CIR
City	READING
State	PA
Zip	19608-8107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CARAMIST VLG-TWNHSES
Legal Block	44
Legal Lot Number	19
Jurisdiction	BERKS PA
Township / Civil Division	SOUTH HEIDELBERG
Census Block Group	2
Census Block	2000
Census Tract	10702

Owner

309 Caramist Cir is owned and occupied by two individuals who bought it in July 2020.

Source: Berks County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	309 CARAMIST CIR, READING, PA 19608-8107
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2020	Deed, Transfer · VA Mortgage KEYSTONE FUNDING INC
Feb 13, 2020	Deed of Trust, Mortgage · Line of Credit FULTON BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2020 · Amount on File
Deed Sale	Jul 29, 2020 · Amount on File
Deed Document Number	202025327
Record Updated	Oct 29, 2026

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Jul 29, 2020
Property Address	309 CARAMIST CIR, READING, PA 19608-8107
Document Number	0000025327
Map Reference	VOL 303 PG 424
Instrument Date	Jul 17, 2020
Instrument	2020025327
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	REGAL ABSTRACT LANCASTER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 CARAMIST CIR, READING, PA 19608-8107

Mortgage

Document Number	0000025328
Date	Jul 29, 2020
Instrument	2020025328

Lender

Name	KEYSTONE FUNDING INC
Type	Mortgage Company
Address	DOVER, DE 19901

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	309 CARAMIST CIR, READING, PA 19608-8107
Document Number	0000007271
Instrument Date	Feb 13, 2020
Transaction Type	Mortgage
Record Updated	Mar 16, 2020
Title Company	SIGNATURE ABSTRACT

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	555 MOUNTAIN HOME RD SINKING SPRING PA 196089395, SINKING SPRING, PA 19608-9395

Mortgage

Document Number	0000007271
Date	Feb 27, 2020
Instrument	7271

Lender

Name	FULTON BK NA
Address	2747 CENTURY BLVD, WYOMISSING, PA 19610-3361

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 309 Caramist Cir was $2,026.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	South Heidelberg Township
Unified School District	Conrad Weiser Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,026.00	$115,700 Land $33,400 Building $82,300	$33,400 Land $33,400
2024	$1,812.00	$115,700 Land $33,400 Building $82,300
1994			$115,700 Land $33,400 Building $82,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 309 Caramist Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 Caramist Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAW PENN DISTRICT private · serves 28,508 people · EPA ID PA3060069
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Greenlight Networks.

Nearby Properties on Caramist Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures