309 Caicos Dr, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 309 Caicos Dr, Punta Gorda, FL 33950

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,722 sqft · built 1991
Lot Size	0.278 acres (12,095 sqft)
Owner	2 Individual Names on File
Last Sale	$257,500 (Oct 2007)
Tax Bill	$5,521 (2025)
Deeds & Mortgages	Feb 2021 Transfer Feb 2021 Transfer
Flood Zone	Zone AE (high risk)
APN	`412212408002`

Property Details

APN / Parcel Number

Primary APN	`412212408002`
Alternative APNs	`00950360028006` `10004691597`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,722 sqft Living Area
Gross Area	3,547 sqft
1st Floor Area	2,722 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	12,095 sqft (0.278 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	504 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	351 sqft
Porch	Raised Porch
Porch Area	320 sqft
Loading Dock	210 sqft
Lawn Sprinklers	Lawn Sprinklers
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00950360028006
Street Address	309 CAICOS DR
City	PUNTA GORDA
State	FL
Zip	33950-5838
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GS-3.5
Legal Description	PUNTA GORDA ISLES SEC11 BLK96 LT 28 472/151 962/1093 1042/15691110/1184 1695/493 1842/308 PR07-1450-MT DC3209/485-MT 3210/1477 AFF3224/1496 3224/1499 3224/1497 4703/1874 CDL/E4710/1226
Legal Range	22E
Legal Township	41S
Legal Section	12
Legal Subdivision	PUNTA GORDA ISLES
Legal Tract	PGI
Legal Block	96
Legal Lot Number	28
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1000
Census Tract	10402

Owner

309 Caicos Dr is owned and occupied by two individuals who acquired it in February 2021.

Source: Charlotte County records, as of March 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	309 CAICOS DR, PUNTA GORDA, FL 33950-5838
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Correction Deed ATTORNEY
Feb 4, 2021	Intrafamily Transfer, Transfer ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2007 · Amount on File
Deed Sale	Oct 24, 2007 · Amount on File
Prior Sale	Oct 24, 2007 · Amount on File
Deed Document Number	20071712747
Deed Book / Page	3224 / 1499
Last Transfer Date	Feb 16, 2021
Transfer Doc	0047101226
Record Updated	Jun 8, 2026

February 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Feb 16, 2021
Property Address	309 CAICOS DR, PUNTA GORDA, FL 33950-5838
Document Number	0047101226
Book / Page	4710 / 1226
Map Reference	MB 7 PG 72A-72E
Instrument Date	Feb 16, 2021
Instrument	2905185
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	309 CAICOS DR, PUNTA GORDA, FL 33950-5838

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLOTTE FL
Recording Date	Feb 4, 2021
Property Address	309 CAICOS DR, PUNTA GORDA, FL 33950-5838
Document Number	0047031874
Book / Page	4703 / 1874
Map Reference	MB 11 PG 2A-2Z42
Instrument Date	Feb 2, 2021
Instrument	2900595
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	309 CAICOS DR, PUNTA GORDA, FL 33950-5838

Tax Assessment & Valuation

The 2025 property tax bill for 309 Caicos Dr was $5,521 with a homeowner's exemption, down 16.3% from the year before.

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Municipality	Punta Gorda City
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,521.00 (-16.27%) Homeowner's exemption	$373,244	$630,401 Land $283,900 Building $346,501
2024	$6,594.00 (+2.89%)
2023	$6,409.00 (+4.79%) Homeowner's exemption	$352,160 (+3%)	$662,910 (+0.54%) Land $334,000 Building $328,910
2022	$6,116.00 Homeowner's exemption	$341,903	$659,346 Land $236,300 Building $423,046

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 309 Caicos Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 490 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	789 units insured incl. 299 condo units
Nearby Flood Claims	103 (1986–2024)
Most Recent Claim	Nov 2024
Claims by Event	Hurricane Milton, Oct 2024 · 45 claims Hurricane Irma, Sep 2017 · 8 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 27 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 309 Caicos Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: CenturyLink.

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