309 Bunker Ln, Elgin, SC 29045 Property Records

Richland County property record for 309 Bunker Ln, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,291 sqft · built 2022
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Trust Names on Record
Last Sale	$332,625 (Jan 2023)
Tax Bill	$2,483 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Mar 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`28910-09-08`

Property Details

APN / Parcel Number

Primary APN	`28910-09-08`
Alternative APNs	`R28910-09-08` `02162652`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,291 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02162652
Street Address	309 BUNKER LN
City	ELGIN
State	SC
Zip	29045-7151
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LOT 70 55.1X141X55.3X135.4 #SU WOODCREEK AREA B-5 CLUB RIDGE PHASE 2 #PR RB2390-2492; RB2398-1; RB2773-2646
Legal Subdivision	BEAVER PARK @ WOOD CREEK
Legal Phase	2
Legal Lot Number	55,70
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2024
Census Tract	11407

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	309 BUNKER LN, ELGIN, SC 29045-7151
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2023	Deed, Subdivision Related Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC
Mar 24, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2023 · Amount on Record
Deed Sale	Jan 17, 2023 · Amount on Record
Prior Sale	Feb 26, 2020 · Amount on Record
Deed Document Number	20232052
Deed Book / Page	2809 / 656
Last Transfer Date	Mar 24, 2023
Transfer Doc	0028232934
Record Updated	Sep 20, 2026

January 2023: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	RICHLAND SC
Recording Date	Jan 17, 2023
Property Address	309 BUNKER LN, ELGIN, SC 29045-7151
Document Number	0028090656
Book / Page	2809 / 656
Map Reference	MB 2773 PG 2646
Instrument Date	Jan 5, 2023
Instrument	2023002052
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 11, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$865.80
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 BUNKER LN, ELGIN, SC 29045-7151

Mortgage

Document Number	2023002053
Date	Jan 17, 2023
Instrument	2023002053

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RICHLAND SC
Recording Date	Mar 24, 2023
Property Address	309 BUNKER LN, ELGIN, SC 29045-7151
Document Number	0028232934
Book / Page	2823 / 2934
Map Reference	MB 2773 PG 2646
Instrument Date	Dec 13, 2022
Instrument	2023011959
Transaction Type	Transfer
Record Updated	Apr 11, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	309 BUNKER LN, ELGIN, SC 29045-7151

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,483.00 (+12.81%) Homeowner's exemption	$2,000 (-99.4%)	$332,600 (-) Land $62,500 Building $270,100
2024		$332,600 (+16,53%) Land $62,500 Building $270,100	$332,600 (+565.2%) Land $62,500 Building $270,100
2023	$2,201.00 (+24.14%)	$2,000 (-33.33%)	$50,000 (-)
2021	$1,773.00	$3,000	$50,000 Land $50,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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