309 Bruce Rd, Lockport, IL 60441 Property Records

Will County property record for 309 Bruce Rd, Lockport, IL 60441

Property Summary

Property Type	Single Family Home
Details	1 ba · built 1928
Lot Size	0.26 acres (11,294 sqft)
Owner	Individual Name on Record
Last Sale	$169,900 (Jun 2021)
Tax Bill	$3,969 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Feb 2019 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-04-26-304-020`

Property Details

APN / Parcel Number

Primary APN	`11-04-26-304-020`
Alternative APN	`04263040200000`

Interior

Full Baths	1 Bath

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Lot Area	11,294 sqft (0.26 acres)

Location & Zoning

Street Address	309 BRUCE RD
City	LOCKPORT
State	IL
Zip	60441-4908
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 297 298 IN DELLWOOD HIGHLANDS, BEING A SUB OF PRT OF THE S1/2 OF THE S1/2 OF SECS. 26 27, T36N-R10E.
Legal Range	10E
Legal Township	36N
Legal Section	26
Legal Subdivision	DELLWOOD HIGHLANDS
Legal Lot Number	297
Jurisdiction	WILL IL
Township / Civil Division	LOCKPORT
Census Block Group	2
Census Block	2041
Census Tract	880702

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	309 BRUCE RD, LOCKPORT, IL 60441-4908
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2021	Deed, Transfer · FHA Mortgage THE FEDERAL SAVINGS BANK
Feb 15, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COUNTY OF WILL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2021 · Amount on Record
Deed Sale	Jun 3, 2021 · Amount on Record
Prior Sale	Sep 26, 2013 · Amount on Record
Deed Document Number	202161709
Prior Transfer Date	Oct 9, 2013
Prior Transfer Doc	0000129212
Record Updated	Oct 29, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WILL IL
Recording Date	Jun 3, 2021
Property Address	309 BRUCE RD, LOCKPORT, IL 60441-4908
Document Number	0000061709
Instrument Date	May 7, 2021
Instrument	R2021061709
Transaction Type	Transfer
Record Updated	Jun 16, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE LAND TRUST CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	309 BRUCE RD, LOCKPORT, IL 60441-4908

Mortgage

Document Number	0000061710
Date	Jun 3, 2021
Instrument	R2021061710

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	309 BRUCE RD, LOCKPORT, IL 60441-4908
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009030
Date	Feb 15, 2019
Instrument	R2019009030

Lender

Name	COUNTY OF WILL
Type	Government Agency
Address	JOLIET, IL 60432

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Lockport Township
Elementary School District	Fairmont School District 89 (PK - 08)
Secondary School District	Lockport Township High School District 205 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,969.00 (+24.5%)	$56,560 (+7.2%) Land $24,760 Building $31,800	$169,680 (+7.2%) Land $74,280 Building $95,400
2024		$52,761 (+27.99%) Land $23,097 Building $29,664	$158,283 (+27.99%) Land $69,291 Building $88,992
2022	$3,188.00 Homeowner's exemption	$41,222 Land $18,045 Building $23,177	$123,666 Land $54,135 Building $69,531

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1982–1994)
Most Recent Claim	Jun 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Bertram Communications, T-Mobile.

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