309 Brook St, Elgin, IL 60120 Property Records

Kane County property record for 309 Brook St, Elgin, IL 60120 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	1.5 Baths
Year Built	Built 1890
Square Footage	1,774 sqft Living Area
Lot Size	5,808 sqft (0.133 acres)
Occupancy	Owner Occupied
Last Sale	$191,000 (2018)
Tax Bill	$6,016.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-14-236-004`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	8 Rooms
Building Area	1,774 sqft Living Area
Gross Area	2,449 sqft Gross Area
Basement Area	675 sqft Basement
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Bungalow Style
Construction Type	Frame Construction
Foundation Type	No Foundation Foundation
Lot Area	5,808 sqft (0.133 acres)
Depth X Width	132 ft x 44 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage

Utilities and HVAC

Cooling System	Window A/C Cooling
Water Source	Commercial Water Source

Location & Zoning

Street Address	309 BROOK ST
City	ELGIN
State	IL
Zip	60120-4105
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	P J KIMBALL JRS 3RD ADDN NORTH 44 FT WEST 132 FT SUB G LOT 7
Legal Subdivision	P J KIMBALL JRS 3RD ADDN
Legal Block	1
Legal Lot Number	7
Jurisdiction	KANE IL
Minor Civil Division	ELGIN
Census Blockgroup	1
Census Block	1003
Census Tract	854600

Owner

Source: Kane County records · APN 06-14-236-004

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	309 BROOK ST, ELGIN, IL 60120-4105
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 11, 2018 · Amount on Record
Deed Sale	May 11, 2018 · Amount on Record
Prior Sale	May 30, 2013 · Amount on Record
Deed Doc Number	201821897
Prior Transfer Date	Oct 10, 1998
Prior Transfer Doc	0000096055
Record Refreshed	Sep 20, 2026

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 11, 2018
Property Address	309 BROOK ST, ELGIN, IL 60120-4105
Document Number	0000021897
Instrument Date	Apr 18, 2018
Instrument	2018K021897
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$191.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	ELGIN, IL 60174

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6897 HIGHWAY 87 W, HENNING, TN 38041-6209

Mortgage

Document Number	0000021898
Date	May 11, 2018
Instrument	2018K021898

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2048

Interest

Rate	4.5%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,016.00 (+15.83%) Homeowner's exemption
2024		$80,001 (+21.39%) Land $10,300 Building $69,701	$240,099 (+21.44%) Land $30,912 Building $209,187
2022	$5,194.00 (+4.7%) Homeowner's exemption	$65,903 (+6.96%) Land $8,485 Building $57,418	$197,709 (+6.96%) Land $25,455 Building $172,254
2021	$4,961.00 Homeowner's exemption	$61,615 Land $7,933 Building $53,682	$184,845 Land $23,799 Building $161,046

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.