309 Broad St, Beaufort, NC 28516 Property Records

Carteret County property record for 309 Broad St, Beaufort, NC 28516

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,918 sqft · built 1910
Lot Size0.126 acres (5,489 sqft)
Owner2 Individual Names on Record
Last Sale$445,000 (Oct 2017)
Tax Bill$4,935 (2025)
Deeds & MortgagesApr 2022 Line of Credit
Oct 2019 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN7306.17.11.6299000

Property Details

APN / Parcel Number

Primary APN7306.17.11.6299000
Alternative APNs
  • 529478
  • 48240

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,918 sqft Heated Area
Gross Area1,740 sqft
1st Floor Area324 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 2000
Architectural StyleConventional
Exterior MaterialVinyl
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area5,489 sqft (0.126 acres)
Lot Dimensions112 ft deep x 50 ft wide

Exterior Amenities

PorchSlab
Porch Area340 sqft
Deck Area70 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number48240
Street Address309 BROAD ST
CityBEAUFORT
StateNC
Zip28516-2112
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPART L129 TOWN OF BEAUFORT
Legal SubdivisionSTEVE JOYCE
Legal Block11
Legal Lot Number129
JurisdictionCARTERET NC
Township / Civil DivisionBEAUFORT
Census Block Group1
Census Block1036
Census Tract970305

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Beaufort Historic District
listed 1974 · 16 contributing resources · NRIS 74001331

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address309 BROAD ST, BEAUFORT, NC 28516-2112
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2022Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
Oct 17, 2019Deed of Trust, Mortgage · Conventional Mortgage
HOMESTEAD FUNDING CORP
Oct 30, 2017Warranty Deed, Transfer · Conventional Mortgage
HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 30, 2017 · Amount on Record
Deed SaleOct 30, 2017 · Amount on Record
Prior SaleDec 13, 2002 · Amount on Record
Deed Document Number20171591261
Deed Book / Page1591 / 261
Prior Transfer DateMar 24, 2011
Prior Transfer Doc0013710271
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address309 BROAD ST, BEAUFORT, NC 28516-2112
Transaction TypeMortgage
Record UpdatedApr 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address309 BROAD ST, BEAUFORT, NC 28516-2112

Mortgage

Document Number0017650017
DateApr 22, 2022
Book Page1765/17
Instrument1765017
Lender
NameTRUIST BANK
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address309 BROAD ST, BEAUFORT, NC 28516-2112
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0016520138
DateOct 17, 2019
Book Page1652/138
Instrument1652138
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
AddressALBANY, NY 12205
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2049

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARTERET NC
Recording DateOct 30, 2017
Property Address309 BROAD ST, BEAUFORT, NC 28516-2112
Document Number0015910261
Book / Page1591 / 261
Instrument DateOct 23, 2017
Instrument1591261
Transaction TypeTransfer
Record UpdatedSep 16, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$890.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address309 BROAD ST, BEAUFORT, NC 28516-2112

Mortgage

Document Number1591262
DateOct 30, 2017
Instrument1591262
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2047

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityBeaufort Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$855,612 (-) Land $392,660 Building $462,952$855,612 (-) Land $392,660 Building $462,952
2025$4,935.00 (+32.48%)$855,612 (+98.59%) Land $392,660 Building $462,952$855,612 (+98.59%) Land $392,660 Building $462,952
2023$430,841 Land $293,760 Building $137,081$430,841 Land $293,760 Building $137,081
2022$3,725.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 239 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies379 units insured
incl. 140 condo units
Nearby Flood Claims24 (1996–2023)
Claims Outside the SFHA2 of 24
Most Recent ClaimSep 2023 · tidal / storm surge
Claims by Event
  • Hurricane Florence, Sep 2018 · 19 claims
  • Hurricane Fran, Sep 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BEAUFORT
serves 4,452 people · EPA ID NC0416010
Water SourceGroundwater
Last State InspectionApr 2025
Lead5 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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