St. Charles County property record for 309 Bridle Path Ln, O Fallon, MO 63366
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 4,777 sqft · built 1987 |
| Lot Size | 3.3 acres (144,184 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $7,628 (2025) |
| Deeds & Mortgages | Dec 2025 Sale Nov 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 325330A038 |
| Primary APN | 325330A038 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 4,777 sqft Living Area |
| 1st Floor Area | 3,086 sqft |
| Basement Area | 1,568 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Single |
| Year Built | Built 1987 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Wood |
| Lot Area | 144,184 sqft (3.3 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 152 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 325330A038 |
|---|---|
| Old Parcel Number | 325330A038 |
| Street Address | 309 BRIDLE PATH LN |
| City | O FALLON |
| State | MO |
| Zip | 63366-1404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AE9 |
| Legal Description | COUNTRY LIFE EST LOT 39 |
| Legal Range | 02E |
| Legal Township | 47N |
| Legal Subdivision | COUNTRY LIFE EST |
| Legal Lot Number | 39 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WENTZVILLE |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 311801 |
309 Bridle Path Ln is owned and occupied by an individual who acquired it in December 2025.
Source: St. Charles County records, as of March 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | 2 Co-owners on File |
| Mailing Address | 309 BRIDLE PATH LN, O FALLON, MO 63366-1404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 1, 2025 | Beneficiary Deed, Transfer |
| Nov 30, 2020 | Deed of Trust, Mortgage BANK OF OLD MONROE |
| Deed Names | 4 Names on Deed |
|---|---|
| Last Sale | Dec 1, 2025 |
| Deed Sale | Dec 1, 2025 |
| Deed Document Number | 0000053796 |
| Record Updated | Jun 8, 2026 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 1, 2025 |
| Property Address | 309 BRIDLE PATH LN, O FALLON, MO 63366-1404 |
| Document Number | 0000053796 |
| Map Reference | MB 19 PG 163 |
| Instrument Date | Nov 20, 2025 |
| Instrument | 2025R-053796 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 309 BRIDLE PATH LN, O FALLON, MO 63366-1404 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 309 BRIDLE PATH LN, O FALLON, MO 63366-1404 |
| Document Number | 0000097922 |
| Instrument Date | Nov 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 309 BRIDLE PATH LN O FALLON MO 633661404, O FALLON, MO 63366-1404 |
| Document Number | 0000097922 |
|---|---|
| Date | Dec 14, 2020 |
| Instrument | 97922 |
| Name | BANK OF OLD MONROE |
|---|---|
| Type | Bank |
| Address | OLD MONROE, MO 63369 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Dec 13, 2035 |
The 2025 property tax bill for 309 Bridle Path Ln was $7,628.
Source: St. Charles County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,628.00 | $128,526 | $676,454 Land $59,580 Building $616,874 |
| 2023 | $107,679 | ||
| 2022 | $566,738 Land $59,580 Building $507,158 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 309 Bridle Path Ln in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 42 (1979–2022) |
| Claims Outside the SFHA | 6 of 42 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 309 Bridle Path Ln is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 45% of Missouri |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OFALLON PWS serves 32,515 people · EPA ID MO6010588 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Gateway Fiber, Wisper ISP.
5G (outdoors only) and 4G LTE
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